Medicare Advantage plans in Alabama
Alabama has 742 Medicare Advantage plans from 63 carriers, averaging 4.03 out of 5 stars across the 730 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.
Alabama PPO plans rank 9th of 51 on star rating.
Across the 568 rated plans here the average overall rating is 4.03 stars, 9th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
HMO and PPO in Alabama, compared
Other Medicare coverage
Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Alabama plan list. Alabama has 2 five-star plans, which can be joined outside the normal enrolment window.
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Stars are one signal.
Your care is the rest.
Simplivera scores every Alabama plan against how much care you actually expect to use.
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