Medicare Advantage HMO plans in Alabama
There are 166 Medicare Advantage HMO plans in Alabama from 24 carriers, averaging 4.03 out of 5 stars across the 162 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
Alabama has 2 five-star Medicare Advantage HMO plans.
Of the 166 HMO plans here, 2 carry CMS's top overall rating of 5 stars and 123 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
Alabama HMO plans rank 12th of 49 on star rating.
Across the 162 rated plans here the average overall rating is 4.03 stars, 12th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Alabama
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Independent Health's Medicare Encompass (HMO-POS)Independent Health | 5★ | $9,250 | — |
| HealthSpring Achieve (HMO C-SNP)Cigna HealthCare · Chronic or Disabling Condition SNP | 4.5★ | $4,200 | $0 |
| HealthSpring Preferred Plus (HMO)Cigna HealthCare | 4.5★ | $4,750 | $6.90 |
| HealthSpring Preferred (HMO)Cigna HealthCare | 4.5★ | $4,900 | $0 |
| HealthSpring TotalCare Plus (HMO D-SNP)Cigna HealthCare · Dual-Eligible SNP | 4.5★ | $5,000 | $0 |
Showing 5 of 166. See all AlabamaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Aetna MedicareCVS Health Corporation | 43 | 3.7 | 3 |
| Cigna HealthCareHealth Care Service Corporation | 18 | 4.5 | 3 |
| HumanaHumana Inc. | 17 | 3.6 | 4 |
| UnitedHealthcareUnitedHealth Group, Inc. | 13 | 4.0 | 5 |
| VIVA MedicareTriton Health Systems, L.L.C. | 11 | 4.5 | 2 |
| Devoted HealthDevoted Health, Inc. | 6 | 3.5 | 4 |
| PrimeTime Health PlanAultman Health Foundation | 6 | 4.5 | — |
| Capital Blue CrossCAPITAL BLUE CROSS | 5 | 4.5 | — |
| Blue Cross and Blue Shield of LouisianaLouisiana Health Service & Indemnity Company | 4 | 4.0 | — |
| Blue Shield of CaliforniaCalifornia Physicians' Service | 4 | 4.0 | — |
| EmblemHealthEmblemHealth, Inc. | 4 | 4.0 | — |
| Peoples HealthUnitedHealth Group, Inc. | 4 | 4.5 | — |
How HMO compares
States with similar HMO star ratings
Alabama Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Alabama?
What are the star ratings for Alabama HMO plans?
How many Medicare Advantage HMO plans are available in Alabama?
Do Alabama HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Alabama?
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