Medicare Advantage HMO plans in Illinois
There are 93 Medicare Advantage HMO plans in Illinois from 16 carriers, averaging 3.65 out of 5 stars across the 76 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
Illinois has 1 five-star Medicare Advantage HMO plan.
Of the 93 HMO plans here, 1 carry CMS's top overall rating of 5 stars and 37 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
Illinois HMO plans rank 34th of 49 on star rating.
Across the 76 rated plans here the average overall rating is 3.65 stars, 34th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Illinois
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Longevity Health Plan (HMO I-SNP)Longevity Health · Institutional SNP | 5★ | $9,250 | $0 |
| Essence Advantage Plus (HMO)Essence Healthcare | 4.5★ | $2,900 | $5 |
| HealthSpring Premier (HMO-POS)Cigna HealthCare | 4.5★ | $2,900 | $0 |
| Essence Advantage (HMO)Essence Healthcare | 4.5★ | $3,400 | $0 |
| Essence Advantage Select (HMO)Essence Healthcare | 4.5★ | $3,900 | $0 |
Showing 5 of 93. See all IllinoisMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 19 | 4.0 | 2 |
| Blue Cross and Blue Shield of IL, NMHealth Care Service Corporation | 11 | 3.5 | — |
| HumanaHumana Inc. | 11 | 3.5 | 2 |
| Aetna MedicareCVS Health Corporation | 10 | 3.7 | 3 |
| WellcareCentene Corporation | 7 | 3.0 | — |
| Zing HealthZing Health Consolidator, Inc | 7 | 2.5 | 5 |
| Molina Healthcare of IllinoisMolina Healthcare, Inc. | 6 | — | 5 |
| Clear Spring HealthGroup 1001 | 5 | 3.0 | 2 |
| Cigna HealthCareHealth Care Service Corporation | 4 | 4.5 | — |
| Devoted HealthDevoted Health, Inc. | 4 | 4.0 | 2 |
| Essence HealthcareLumeris Group Holdings Corporation | 4 | 4.5 | — |
| Aetna Medicare FIDECVS Health Corporation | 1 | — | 1 |
How HMO compares
States with similar HMO star ratings
Illinois Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Illinois?
What are the star ratings for Illinois HMO plans?
How many Medicare Advantage HMO plans are available in Illinois?
Do Illinois HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Illinois?
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