Health insurance plans in West Virginia
West Virginia uses the federal Marketplace, with 34 plans across the Bronze, Silver and Gold tiers from up to 2 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
Only two insurers sell Gold plans in West Virginia.
All 13 Gold plans on the West Virginia Marketplace come from Highmark Blue Cross Blue Shield West Virginia and CareSource. With the whole tier split between two carriers, the network question comes first: confirm which of the two covers your providers, then compare plan designs inside that one.
The three tiers in West Virginia, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in West Virginia on the full West Virginia plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
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