Health insurance plans in South Dakota
South Dakota uses the federal Marketplace, with 63 plans across the Bronze, Silver and Gold tiers from up to 3 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
South Dakota Silver premiums rank 18th cheapest of 35.
Averaged across all 22 plans, Silver coverage in South Dakota costs $528 a month before subsidies — 18th lowest of the 35 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.
The three tiers in South Dakota, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in South Dakota on the full South Dakota plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
Compare another state
Premiums are only half the bill.
See your whole year.
Simplivera models what each South Dakota plan would actually cost you over twelve months.
Estimate my costs — it’s free →