Health insurance plans in Michigan
Michigan uses the federal Marketplace, with 112 plans across the Bronze, Silver and Gold tiers from up to 7 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
Michigan Silver premiums rank 8th cheapest of 30.
Averaged across all 43 plans, Silver coverage in Michigan costs $464 a month before subsidies — 8th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.
The three tiers in Michigan, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Michigan on the full Michigan plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
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