Kansas · 2026 plan year

Health insurance plans in Kansas

Kansas uses the federal Marketplace, with 63 plans across the Bronze, Silver and Gold tiers from up to 6 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.

63
Marketplace plans
6
Insurers
105
Counties covered
$346
Cheapest premium
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Kansas Bronze plan is HSA-eligible.

All 24 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $6,046 in this tier.

By metal tier

The three tiers in Kansas, compared

TierPlansInsurersFrom / moAverage / moAvg deductible
Bronze246$346$416$6,046
Silver196$442$558$4,936
Gold206$476$565$1,225
Also available

Catastrophic and other coverage

Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Kansas on the full Kansas plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.

Other states

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