Medicare Advantage PPO plans in Virginia
There are 44 Medicare Advantage PPO plans in Virginia from 5 carriers, averaging 4.00 out of 5 stars across the 44 plans CMS has rated. 65% of those with a published premium charge $0 a month (29 of 44); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 44 PPO plans in Virginia that publish one, the in-network out-of-pocket maximum has a median of $8,950 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $8,467, which sits below the median — the spread is not symmetric, so the median is the better guide.
Virginia has 1 five-star Medicare Advantage PPO plan.
Of the 44 PPO plans here, 1 carry CMS's top overall rating of 5 stars and 34 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
Most PPO plans in Virginia rate 4 stars or better.
34 of 44 plans here carry an overall rating of at least 4 stars. Where ratings cluster this high they stop being a useful way to sort plans — network, drug coverage and out-of-pocket limits will separate these more than the star count will.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Virginia
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| UHC Nursing Home Plan EX-F004 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $0 |
| AARP Medicare Advantage from UHC VA-0003 (PPO)UnitedHealthcare | 4.5★ | $6,700 | $21 |
| AARP Medicare Advantage from UHC VA-0004 (PPO)UnitedHealthcare | 4.5★ | $7,150 | $0 |
| Humana Value Choice (PPO)Humana | 4.5★ | $7,150 | $0 |
| UHC Medicare Advantage TC-0001 (PPO)UnitedHealthcare | 4.5★ | $7,150 | $0 |
Showing 5 of 44. See all VirginiaMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| HumanaHumana Inc. | 22 | 4.1 | 4 |
| UnitedHealthcareUnitedHealth Group, Inc. | 11 | 4.3 | 2 |
| Aetna MedicareCVS Health Corporation | 6 | 4.0 | — |
| Anthem Blue Cross and Blue ShieldElevance Health, Inc. | 4 | 3.0 | 1 |
| HealthSpringHealth Care Service Corporation | 1 | 3.0 | — |
How PPO compares
States with similar PPO star ratings
Virginia Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Virginia?
What are the star ratings for Virginia PPO plans?
How many Medicare Advantage PPO plans are available in Virginia?
Do Virginia PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Virginia?
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