Nevada · 2026 plan year

Medicare Advantage HMO plans in Nevada

There are 110 Medicare Advantage HMO plans in Nevada from 13 carriers, averaging 4.12 out of 5 stars across the 102 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

110
HMO plans
13
Carriers
17
Counties covered
4.1
Avg stars (102 of 110 rated)
$5,059
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Nevada has 20 five-star Medicare Advantage HMO plans.

Of the 110 HMO plans here, 20 carry CMS's top overall rating of 5 stars and 62 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.

Nevada HMO plans rate well above the national average.

Averaged across the 102 rated plans here, HMO coverage in Nevada scores 4.12 stars against a national median of 3.82 for this plan type — 9th highest of 49 states. Star ratings measure the contract's performance on care quality, member experience and complaints.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated HMO plans in Nevada

Showing 5 of 110. See all NevadaMedicare Advantage plans →

Who sells here

HMO plans by carrier

CarrierPlansAvg starsSNPs
UnitedHealthcareUnitedHealth Group, Inc.184.35
Anthem Blue Cross and Blue ShieldElevance Health, Inc.143.56
Prominence Health PlanUniversal Health Services, Inc.134.53
Alignment Health PlanAlignment Healthcare USA, LLC125.03
Aetna MedicareCVS Health Corporation113.23
SCAN Health PlanSCAN Group84.02
Senior Care PlusRenown Health85.02
Champion Health PlanChampion Health Plans-USA, LLC.76
HumanaHumana Inc.73.53
Wellcare By AllwellCentene Corporation53.53
Select HealthIntermountain Health Care, Inc.44.51
Cigna HealthCareHealth Care Service Corporation24.5
Other plan types in Nevada

How HMO compares

All NevadaMedicare Advantage plans →

Nearby on quality

States with similar HMO star ratings

Common questions

Nevada Medicare Advantage HMO plans, answered

How much do Medicare Advantage HMO plans cost in Nevada?
Of the Nevada HMO plans with a published premium, 98% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the in-network out-of-pocket maximum, which averages $5,059 across these plans.
What are the star ratings for Nevada HMO plans?
The 102 rated HMO plans in Nevada average 4.12 out of 5 stars, with 62 rating 4 or better and 20 rating a full 5. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage HMO plans are available in Nevada?
There are 110 HMO plans from 13 carriers, sold across 17 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 38 of them are Special Needs Plans with extra eligibility rules (see below).
Do Nevada HMO plans include prescription drug coverage?
110 of the 110 HMO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Nevada?
38 of the 110 HMO plans in Nevada are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Nevada Medicare Advantage plans.

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