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Nevada · 2026 plan year

Medicare Advantage PPO plans in Nevada

There are 20 Medicare Advantage PPO plans in Nevada from 3 carriers, averaging 4.10 out of 5 stars across the 20 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

20
PPO plans
3
Carriers
9
Counties covered
4.1
Average stars
Varies
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Nevada PPO plans rank 5th of 51 on star rating.

Across the 20 rated plans here the average overall rating is 4.10 stars, 5th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated PPO plans in Nevada

PlanStarsOut-of-pocket maxPremium / mo
AARP Medicare Advantage from UHC NV-0007 (PPO)UnitedHealthcare4.5★—$0
AARP Medicare Advantage from UHC NV-0009 (PPO)UnitedHealthcare4.5★—$0
AARP Medicare Advantage Giveback from UHC NV-8 (PPO)UnitedHealthcare4.5★—$0
AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO)UnitedHealthcare4.5★—$0
Aetna Medicare Eagle (PPO)Aetna Medicare4.5★—$0

Showing 5 of 20. See all NevadaMedicare Advantage plans →

Who sells here

PPO plans by carrier

CarrierPlansAvg starsSNPs
HumanaHumana Inc.83.61
Aetna MedicareCVS Health Corporation64.5—
UnitedHealthcareUnitedHealth Group, Inc.64.32
Other plan types in Nevada

How PPO compares

HMO
4.1★ avg · 13 carriers
110 plans
PPO
4.1★ avg · 3 carriers
20 plans · you are here

All NevadaMedicare Advantage plans →

Nearby on quality

States with similar PPO star ratings

Wyoming
4.13★ average
7 PPO plans
Rhode Island
4.10★ average
6 PPO plans
Michigan
4.07★ average
89 PPO plans
Common questions

Nevada Medicare Advantage PPO plans, answered

How much do Medicare Advantage PPO plans cost in Nevada?
Of the Nevada PPO plans with a published premium, 95% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the plan's out-of-pocket maximum — check it on each plan, since CMS does not publish it uniformly for PPO plans.
What are the star ratings for Nevada PPO plans?
The 20 rated PPO plans in Nevada average 4.10 out of 5 stars, with 13 rating 4 or better. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage PPO plans are available in Nevada?
There are 20 PPO plans from 3 carriers, sold across 9 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 3 of them are Special Needs Plans with extra eligibility rules (see below).
Do Nevada PPO plans include prescription drug coverage?
20 of the 20 PPO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Nevada?
3 of the 20 PPO plans in Nevada are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Nevada Medicare Advantage plans.

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