Medicare Advantage HMO plans in Arizona
There are 121 Medicare Advantage HMO plans in Arizona from 17 carriers, averaging 3.75 out of 5 stars across the 114 plans CMS has rated. 87% of those with a published premium charge $0 a month (106 of 121); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 121 HMO plans in Arizona that publish one, the in-network out-of-pocket maximum has a median of $4,450 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $5,405, which sits above the median — the spread is not symmetric, so the median is the better guide.
46% of Arizona's HMO plans are Special Needs Plans.
56 of 121 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Arizona HMO plans rank 23rd of 49 on star rating.
Across the 114 rated plans here the average overall rating is 3.75 stars, 23rd highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Arizona
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Total Complete (HMO)Humana | 4.5★ | $2,550 | $0 |
| DEVOTED CORE 090 AZ (HMO)Devoted Health | 4.5★ | $2,900 | $0 |
| DEVOTED CORE 094 AZ (HMO)Devoted Health | 4.5★ | $3,050 | $0 |
| DEVOTED C-SNP ENHANCED 092 AZ (HMO C-SNP)Devoted Health · Chronic or Disabling Condition SNP | 4.5★ | $3,400 | $0 |
| Humana Gold Plus H0028-074 (HMO)Humana | 4.5★ | $3,400 | $0 |
Showing 5 of 121. See all ArizonaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Devoted HealthDevoted Health, Inc. | 31 | 4.3 | 15 |
| UnitedHealthcareUnitedHealth Group, Inc. | 14 | 3.9 | 4 |
| HumanaHumana Inc. | 11 | 4.5 | 2 |
| WellpointElevance Health, Inc. | 11 | 3.3 | 7 |
| SCAN Health PlanSCAN Group | 8 | 3.5 | 5 |
| Alignment Health PlanAlignment Healthcare USA, LLC | 7 | 4.0 | 3 |
| Gold Kidney Health Plan | 6 | 2.5 | 6 |
| Aetna MedicareCVS Health Corporation | 5 | 3.0 | 2 |
| Blue Cross Blue Shield of Arizona (AZ Blue)Blue Cross Blue Shield of Arizona | 5 | 3.5 | — |
| WellcareCentene Corporation | 5 | 3.3 | 3 |
| eternalHealthEternal Health of Delaware, Inc. | 4 | 2.5 | — |
| HealthSpringHealth Care Service Corporation | 4 | 3.5 | 1 |
How HMO compares
States with similar HMO star ratings
Arizona Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Arizona?
What are the star ratings for Arizona HMO plans?
How many Medicare Advantage HMO plans are available in Arizona?
Do Arizona HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Arizona?
A $0 premium is not the whole cost.
See what a year really looks like.
Simplivera models your actual annual costs across Arizona Medicare Advantage plans.
Estimate my costs — it’s free →