Medicare Advantage HMO plans in Colorado
There are 81 Medicare Advantage HMO plans in Colorado from 11 carriers, averaging 3.96 out of 5 stars across the 68 plans CMS has rated. 80% of those with a published premium charge $0 a month (65 of 81); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 81 HMO plans in Colorado that publish one, the in-network out-of-pocket maximum has a median of $6,600 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,700, which sits above the median — the spread is not symmetric, so the median is the better guide.
42% of Colorado's HMO plans are Special Needs Plans.
34 of 81 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Colorado HMO plans rank 9th of 49 on star rating.
Across the 68 rated plans here the average overall rating is 3.96 stars, 9th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Colorado
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Total Complete (HMO)Humana | 4.5★ | $4,980 | $0 |
| Humana Dual Select H0028-078 (HMO D-SNP)Humana · Dual-Eligible SNP | 4.5★ | $6,500 | $0 |
| Humana Essentials Plus Giveback (HMO)Humana | 4.5★ | $6,500 | $0 |
| Humana Dual Select H0028-079 (HMO D-SNP)Humana · Dual-Eligible SNP | 4.5★ | $6,750 | $0 |
| Kaiser Permanente Senior Advantage Gold (HMO-POS)Kaiser Permanente | 4★ | $3,300 | $194 |
Showing 5 of 81. See all ColoradoMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 19 | 3.9 | 7 |
| Devoted HealthDevoted Health, Inc. | 17 | 4.0 | 10 |
| Kaiser PermanenteKaiser Foundation Health Plan, Inc. | 11 | 4.0 | 3 |
| Aetna MedicareCVS Health Corporation | 7 | 3.9 | 4 |
| HumanaHumana Inc. | 7 | 4.5 | 2 |
| HealthSpringHealth Care Service Corporation | 6 | — | 2 |
| Select HealthIntermountain Health Care, Inc. | 5 | 4.0 | — |
| Anthem Blue Cross and Blue ShieldElevance Health, Inc. | 3 | 3.5 | 2 |
| Perennial AdvantagePerennial Consortium, LLC | 3 | — | 2 |
| Elevate Medicare AdvantageDenver Health and Hospital Authority | 2 | 3.5 | 1 |
| Longevity Health PlanLongevity Health Founders, LLC | 1 | — | 1 |
How HMO compares
States with similar HMO star ratings
Colorado Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Colorado?
What are the star ratings for Colorado HMO plans?
How many Medicare Advantage HMO plans are available in Colorado?
Do Colorado HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Colorado?
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