Hawaii · 2027 plan year

Medicare Advantage plans in Hawaii

Hawaii has 46 Medicare Advantage plans from 7 carriers, averaging 3.60 out of 5 stars across the 31 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

46
Medicare Advantage plans
7
Carriers
5
Counties covered
3.6
Avg stars (31 of 46 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

PPO plans in Hawaii rate below the national average.

The 25 rated PPO plans here average 3.44 stars against a national median of 4.00. That is a reason to compare carefully rather than to rule the state out — 11 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.

By plan type

HMO and PPO in Hawaii, compared

Plan typePlansCarriersAvg starsMedian out-of-pocket max
HMO→1854.25$7,775
PPO→2853.44$7,150
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Hawaii plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
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