Medicare Advantage PPO plans in Maryland
There are 13 Medicare Advantage PPO plans in Maryland from 4 carriers, averaging 3.54 out of 5 stars across the 13 plans CMS has rated. 46% of those with a published premium charge $0 a month (6 of 13); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 13 PPO plans in Maryland that publish one, the in-network out-of-pocket maximum has a median of $7,550 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,493, which sits below the median — the spread is not symmetric, so the median is the better guide.
Maryland has 1 five-star Medicare Advantage PPO plan.
Of the 13 PPO plans here, 1 carry CMS's top overall rating of 5 stars and 8 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
PPO plans in Maryland rate below the national average.
The 13 rated PPO plans here average 3.54 stars against a national median of 4.00. That is a reason to compare carefully rather than to rule the state out — 8 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Maryland
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| UHC Nursing Home Plan EX-F004 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $0 |
| HumanaChoice H7617-044 (PPO)Humana | 4.5★ | $8,050 | $0 |
| Humana USAA Honor Giveback (PPO)Humana | 4★ | $6,750 | $0 |
| HumanaChoice H5216-387 (PPO)Humana | 4★ | $7,550 | $73 |
| Johns Hopkins Advantage MD Plus (PPO)Johns Hopkins Advantage MD | 4★ | $7,550 | $165 |
Showing 5 of 13. See all MarylandMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| CareFirst BlueCross BlueShield Medicare AdvantageCareFirst, Inc. | 5 | 2.5 | — |
| HumanaHumana Inc. | 4 | 4.1 | — |
| Johns Hopkins Advantage MDJohns Hopkins Healthcare LLC | 3 | 4.0 | — |
| UnitedHealthcareUnitedHealth Group, Inc. | 1 | 5.0 | 1 |
How PPO compares
States with similar PPO star ratings
Maryland Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Maryland?
What are the star ratings for Maryland PPO plans?
How many Medicare Advantage PPO plans are available in Maryland?
Do Maryland PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Maryland?
A $0 premium is not the whole cost.
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