Medicare Advantage PPO plans in Illinois
There are 66 Medicare Advantage PPO plans in Illinois from 6 carriers, averaging 4.05 out of 5 stars across the 50 plans CMS has rated. 69% of those with a published premium charge $0 a month (46 of 66); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 66 PPO plans in Illinois that publish one, the in-network out-of-pocket maximum has a median of $6,275 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,364, which sits above the median — the spread is not symmetric, so the median is the better guide.
Illinois has 1 five-star Medicare Advantage PPO plan.
Of the 66 PPO plans here, 1 carry CMS's top overall rating of 5 stars and 45 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
16 of Illinois's PPO plans carry no star rating yet.
CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 16 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Illinois
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| UHC Nursing Home Plan IL-F001 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $7.60 |
| Humana Value Choice (PPO)Humana | 4.5★ | $4,300 | $0 |
| DEVOTED CHOICE 001 IL (PPO)Devoted Health | 4.5★ | $4,700 | $0 |
| HumanaChoice Giveback H7617-013 (PPO)Humana | 4.5★ | $5,000 | $0 |
| DEVOTED CHOICE 010 IL (PPO)Devoted Health | 4.5★ | $5,400 | $0 |
Showing 5 of 66. See all IllinoisMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| HumanaHumana Inc. | 20 | 4.1 | — |
| Devoted HealthDevoted Health, Inc. | 18 | 4.5 | 7 |
| Aetna MedicareCVS Health Corporation | 10 | 4.0 | — |
| UnitedHealthcareUnitedHealth Group, Inc. | 10 | 4.2 | 3 |
| Essence HealthcareLumeris Group Holdings Corporation | 5 | 4.0 | — |
| HealthSpringHealth Care Service Corporation | 3 | 3.0 | — |
How PPO compares
States with similar PPO star ratings
Illinois Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Illinois?
What are the star ratings for Illinois PPO plans?
How many Medicare Advantage PPO plans are available in Illinois?
Do Illinois PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Illinois?
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