Medicare Advantage HMO plans in Missouri
There are 121 Medicare Advantage HMO plans in Missouri from 12 carriers, averaging 3.72 out of 5 stars across the 119 plans CMS has rated. 80% of those with a published premium charge $0 a month (97 of 121); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 121 HMO plans in Missouri that publish one, the in-network out-of-pocket maximum has a median of $5,500 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,254, which sits above the median — the spread is not symmetric, so the median is the better guide.
45% of Missouri's HMO plans are Special Needs Plans.
54 of 121 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Missouri HMO plans rank 25th of 49 on star rating.
Across the 119 rated plans here the average overall rating is 3.72 stars, 25th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Missouri
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Community (HMO-POS)Humana | 4.5★ | $2,000 | $0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · Chronic or Disabling Condition SNP | 4.5★ | $2,700 | $0 |
| Humana Total Complete (HMO-POS)Humana | 4.5★ | $2,800 | $0 |
| Humana Total Complete (HMO)Humana | 4.5★ | $2,850 | $0 |
| Humana Gold Plus - Diabetes and Heart (HMO-POS C-SNP)Humana · Chronic or Disabling Condition SNP | 4.5★ | $3,450 | $0 |
Showing 5 of 121. See all MissouriMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Aetna MedicareCVS Health Corporation | 30 | 3.4 | 16 |
| Devoted HealthDevoted Health, Inc. | 27 | 4.0 | 13 |
| UnitedHealthcareUnitedHealth Group, Inc. | 21 | 3.5 | 7 |
| HumanaHumana Inc. | 16 | 4.4 | 4 |
| Anthem HealthKeepersElevance Health, Inc. | 5 | 3.0 | 3 |
| Essence HealthcareLumeris Group Holdings Corporation | 5 | 4.0 | — |
| HealthSpringHealth Care Service Corporation | 4 | 3.0 | 2 |
| Cox HealthPlansCoxHealth | 3 | 4.0 | — |
| Provider Partners Health PlansRifkin Managed Care Holding, LLC | 3 | 4.0 | 3 |
| WellcareCentene Corporation | 3 | 3.0 | 2 |
| American Health Advantage of MissouriMitchell Family Office | 2 | — | 2 |
| NHC AdvantageMissouri Healthcare Advisors, LLC | 2 | 4.5 | 2 |
How HMO compares
States with similar HMO star ratings
Missouri Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Missouri?
What are the star ratings for Missouri HMO plans?
How many Medicare Advantage HMO plans are available in Missouri?
Do Missouri HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Missouri?
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