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Wyoming · 2026 plan year

Bronze health insurance plans in Wyoming (2026)

There are 7 Bronze plans on the Wyoming Marketplace from 2 insurers, and they are not interchangeable — premiums run from $579 to $713 a month for the same metal tier. Here is what separates them.

7
Bronze plans
2
Insurers
20
Counties covered
$579
Cheapest premium
$7,500
Median deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Only two insurers sell Bronze plans in Wyoming.

All 7 Bronze plans on the Wyoming Marketplace come from UnitedHealthcare and Blue Cross Blue Shield of Wyoming. With the whole tier split between two carriers, the network question comes first: confirm which of the two covers your providers, then compare plan designs inside that one.

Wyoming has one of the smallest Bronze markets in the country.

There are just 7 Bronze plans here from 2 insurers, against an average of about 45 per state. Fewer options makes the comparison quicker, but it also means a single plan's network or drug list can decide the whole decision.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Cost

What a Bronze plan costs in Wyoming in 2026

Across all 7 Bronze plans in Wyoming, monthly premiums run from $579 to $713, averaging $662. Those are age-21, non-tobacco rates before any subsidy — the basis every figure on this page uses, and rarely what anyone actually pays. Premium tax credits cut that bill for most Wyoming enrollees, often to a fraction of the sticker price.

Deductibles

Bronze plan deductibles in Wyoming

Bronze deductibles in Wyoming run from $6,800 to $10,600, with a median of $7,500 across the 5 plans with one combined deductible — the amount you pay yourself before the plan starts sharing most costs. The median is the closest thing to a typical plan; the mean sits at $7,880 because the spread is not symmetric. The other 2 set a separate deductible for prescription drugs, so their medical deductible alone would understate what you pay; they are left out of these figures, and the table below shows both deductibles where a plan has two. No single figure is a quote — the table below shows the real deductible on each of the cheapest plans, and the insurer breakdown shows how the range splits by carrier.

Out-of-pocket maximum

Bronze out-of-pocket maximums in Wyoming

Individual out-of-pocket maximums on Wyoming Bronze plans run from $8,300 to $10,600, with a median of $10,000. That is the ceiling on what a plan can make you pay in a year for covered in-network care — after you reach it, the plan pays 100% of covered services. It is the number that matters most in a bad year, and the top of the range here is set by the federal limit that applies to every Marketplace plan, not by the insurer.

Lowest premiums

The cheapest Bronze plans in Wyoming

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
BlueSelect Bronze BasicBlue Cross Blue Shield of Wyoming$579$10,600$10,600
BlueSelect Bronze CoreBlue Cross Blue Shield of Wyoming$605$6,800$8,500
BlueSelect Expanded Bronze Standard without Kid's DentalBlue Cross Blue Shield of Wyoming$674$7,500$10,000
UHC Bronze Standard (No Referrals)UnitedHealthcare$679$7,500$10,000
UHC Bronze Value HSA (No Referrals)UnitedHealthcare$685$7,000$8,300

Showing 5 of 7. See all Wyoming Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier averageDeductible range
UnitedHealthcare4$679$694$7,000–$7,500
Blue Cross Blue Shield of Wyoming3$579$619$6,800–$10,600
Other tiers in Wyoming

How Bronze compares to the rest

Bronze
Avg $662 · from $579
7 plans · you are here
Silver
Avg $844 · from $803
9 plans
Gold
Avg $807 · from $738
7 plans

All WyomingMarketplace plans →

Nearby on price

States with similar Bronze premiums

West Virginia
Avg $562
8 Bronze plans
Common questions

Wyoming Bronze plans, answered

What are the copays on Wyoming Bronze plans?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. What the tier does bound is the rest of the cost-sharing: across the 7 Bronze plans in Wyoming, out-of-pocket maximums run $8,300 to $10,600, and deductibles on the 5 plans with one combined deductible run $6,800 to $10,600. The other 2 set a separate deductible for prescription drugs and are not included in the deductible figures. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Wyoming?
Any Wyoming Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on Wyoming Bronze plans?
Bronze deductibles in Wyoming run from $6,800 to $10,600 across the 5 plans with one combined deductible, with a median of $7,500 — that median is the figure closest to a typical plan. The other 2 set a separate deductible for prescription drugs and are not included in the deductible figures. Out-of-pocket maximums run $8,300 to $10,600. The spread inside a single tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Wyoming county?
Bronze plans are sold in 20 Wyoming counties, from 2 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Marketplace plan in Wyoming?
Wyoming uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Wyoming start at $579 a month before any subsidy.

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