Medicare Advantage HMO plans in Tennessee
There are 89 Medicare Advantage HMO plans in Tennessee from 11 carriers, averaging 3.65 out of 5 stars across the 88 plans CMS has rated. 71% of those with a published premium charge $0 a month (64 of 89); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 89 HMO plans in Tennessee that publish one, the in-network out-of-pocket maximum has a median of $6,700 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,820, which sits above the median — the spread is not symmetric, so the median is the better guide.
Tennessee HMO plans rank 33rd of 49 on star rating.
Across the 88 rated plans here the average overall rating is 3.65 stars, 33rd highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Tennessee
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Gold Plus H4461-081 (HMO)Humana | 4.5★ | $1,900 | $90 |
| Humana Gold Plus H4461-083 (HMO)Humana | 4.5★ | $3,500 | $27 |
| Humana USAA Honor Giveback (HMO)Humana | 4.5★ | $3,750 | $0 |
| Humana Gold Plus H4461-080 (HMO)Humana | 4.5★ | $3,800 | $0 |
| Senior Care (HMO I-SNP)NHC Advantage · Institutional SNP | 4.5★ | $5,000 | $0 |
Showing 5 of 89. See all TennesseeMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 20 | 3.6 | 11 |
| HealthSpringHealth Care Service Corporation | 15 | 3.5 | 2 |
| HumanaHumana Inc. | 14 | 4.5 | 3 |
| Devoted HealthDevoted Health, Inc. | 9 | 3.5 | 1 |
| WellpointElevance Health, Inc. | 9 | 3.0 | 3 |
| Aetna MedicareCVS Health Corporation | 8 | 3.5 | — |
| Zing HealthZing Health Consolidator, Inc | 6 | 3.5 | 4 |
| BlueCare Plus TennesseeBlueCross BlueShield of Tennessee | 3 | 3.0 | 3 |
| Abilis Health (HMO SNP)BrightSpring Health Services, Inc. | 2 | 3.5 | 2 |
| NHC AdvantageMissouri Healthcare Advisors, LLC | 2 | 4.5 | 2 |
| American Health Advantage of TennesseeMitchell Family Office | 1 | — | 1 |
How HMO compares
States with similar HMO star ratings
Tennessee Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Tennessee?
What are the star ratings for Tennessee HMO plans?
How many Medicare Advantage HMO plans are available in Tennessee?
Do Tennessee HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Tennessee?
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