Massachusetts · 2027 plan year

Medicare Advantage plans in Massachusetts

Massachusetts has 97 Medicare Advantage plans from 12 carriers, averaging 3.84 out of 5 stars across the 88 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

97
Medicare Advantage plans
12
Carriers
14
Counties covered
3.8
Avg stars (88 of 97 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

Massachusetts HMO plans rank 15th of 49 on star rating.

Across the 66 rated plans here the average overall rating is 3.85 stars, 15th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

By plan type

HMO and PPO in Massachusetts, compared

Plan typePlansCarriersAvg starsMedian out-of-pocket max
HMO→75113.85$6,000
PPO→2273.82$7,150
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Massachusetts plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

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