Medicare Advantage plans in Kentucky
Kentucky has 122 Medicare Advantage plans from 11 carriers, averaging 3.78 out of 5 stars across the 120 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.
44% of Kentucky's HMO plans are Special Needs Plans.
31 of 70 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
HMO and PPO in Kentucky, compared
Other Medicare coverage
Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Kentucky plan list.
Compare another state
Stars are one signal.
Your care is the rest.
Simplivera scores every Kentucky plan against how much care you actually expect to use.
Estimate my costs — it’s free →