Medicare Advantage HMO plans in Texas
There are 342 Medicare Advantage HMO plans in Texas from 21 carriers, averaging 3.90 out of 5 stars across the 307 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 342 HMO plans in Texas that publish one, the in-network out-of-pocket maximum has a median of $7,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,017, which sits below the median — the spread is not symmetric, so the median is the better guide.
54% of Texas's HMO plans are Special Needs Plans.
185 of 342 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Texas HMO plans rank 11th of 49 on star rating.
Across the 307 rated plans here the average overall rating is 3.90 stars, 11th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Texas
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Alignment Health BRIDGE 013 (HMO-POS)Alignment Health Plan | 4.5★ | $2,800 | $0 |
| Alignment Health ONE 011 (HMO-POS)Alignment Health Plan | 4.5★ | $2,800 | $0 |
| Alignment Health Duals+ 007 (HMO-POS D-SNP)Alignment Health Plan · Dual-Eligible SNP | 4.5★ | $2,900 | $6.30 |
| Alignment Health ONE + Walgreens 001 (HMO-POS)Alignment Health Plan | 4.5★ | $2,950 | $0 |
| Alignment Health Heart & Diabetes 002 (HMO-POS C-SNP)Alignment Health Plan · Chronic or Disabling Condition SNP | 4.5★ | $3,190 | $0 |
Showing 5 of 342. See all TexasMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 62 | 4.0 | 26 |
| Devoted HealthDevoted Health, Inc. | 53 | 4.5 | 31 |
| HumanaHumana Inc. | 37 | 4.5 | 12 |
| WellpointElevance Health, Inc. | 33 | 3.5 | 29 |
| Aetna MedicareCVS Health Corporation | 31 | 3.1 | 21 |
| HealthSpringHealth Care Service Corporation | 30 | 3.5 | 11 |
| WellcareCentene Corporation | 26 | 3.5 | 17 |
| Prominence Health PlanUniversal Health Services, Inc. | 13 | 4.0 | 6 |
| Alignment Health PlanAlignment Healthcare USA, LLC | 10 | 4.5 | 4 |
| Baylor Scott & White Health PlanBaylor Scott & White Health | 8 | 4.5 | — |
| Molina Healthcare of Texas, Inc.Molina Healthcare, Inc. | 7 | 3.0 | 7 |
| Community Health ChoiceHarris County Hospital District | 5 | — | 5 |
How HMO compares
States with similar HMO star ratings
Texas Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Texas?
What are the star ratings for Texas HMO plans?
How many Medicare Advantage HMO plans are available in Texas?
Do Texas HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Texas?
A $0 premium is not the whole cost.
See what a year really looks like.
Simplivera models your actual annual costs across Texas Medicare Advantage plans.
Estimate my costs — it’s free →