HAP Medicare Explore (PPO)

ALLIANCE HEALTH AND LIFE INSURANCE COMPANY · 2027 plan year

Plan ID H2322-011-000

Local PPO★ 3.5 CMS Stars
MOOP (in-network)
$6,050
MOOP (combined)
$6,050
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H2322-011-000
Medical deductible
$275
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$400/yr
Also owed
Your Medicare Part B premium, paid separately

More ALLIANCE HEALTH AND LIFE INSURANCE COMPANY plans in MI

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$390/day for days 1–6, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$390/day for days 1–6, $0 after
Worldwide Urgent Care Coverage$50

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Supplemental Health BenefitsSee plan details
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$15
Mental Health — Group Sessions$15

Other

BenefitIn-network
Cardiac & Pulmonary RehabilitationSee plan details
Diagnostic Tests & Lab ServicesSee plan details
Skilled Nursing Facility (SNF)$10/day for days 1–20, $221/day for days 21–100
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Ambulance ServicesSee plan details
Emergency Services$130
Urgently Needed Services$0-$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Worldwide Emergency Transportation$300
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Chiropractic — Other Services$35
Occupational Therapy Services$45
Physician Specialist Services$50
Podiatry Services$0-$50
Other Health Care Professional Services$0-$50
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$15
Psychiatric Services — Group Sessions$15
Physical Therapy & Speech-Language Pathology$45
Additional Telehealth Services (Part B)$0-$50
Opioid Treatment Program Services$15
Diagnostic Procedures & Tests$0-$200
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Vision — Eye ExamsSee plan details
Diagnostic Radiology$0-$275
Therapeutic Radiology20% coinsurance
X-Ray Services$35
Outpatient Hospital Services$0-$350
Hospital Observation Services$350 per stay
Ambulatory Surgical Center (ASC)$0-$325
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$15
Substance Abuse — Group Sessions$15
Outpatient Blood ServicesNo charge
Ground Ambulance$300
Air Ambulance$300
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic SuppliesNo charge
Diabetic Therapeutic Shoes & InsertsNo charge
Diabetic Monitors0%-20% coinsurance
Hearing — Routine ExamsNo charge
Dialysis Services20% coinsurance
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Nutritional & Dietary BenefitNo charge
Smoking & Tobacco Cessation CounselingNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$0-$50
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services50% coinsurance
Dental — Endodontics (Root Canal)50% coinsurance
Dental — Periodontics (Gum Care)No charge
Dental — Oral & Maxillofacial Surgery0%-50% coinsurance
Vision — Eye Exams$0-$50
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — Exams$0-$50
Hearing — ExamsSee plan details
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$0-$1,575

Service area

  • MI: 60 counties

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