HAP Senior Plus (PPO)

ALLIANCE HEALTH AND LIFE INSURANCE COMPANY · 2027 plan year

Plan ID H2322-008-000

Local PPO★ 3.5 CMS Stars
MOOP (in-network)
$4,450
MOOP (combined)
$4,450
Monthly premium
$165/mo
Part C $124.50 + Part D $40.50, before Extra Help
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H2322-008-000
Medical deductible
$0 — no deductible
Part D premium
$40.50/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More ALLIANCE HEALTH AND LIFE INSURANCE COMPANY plans in MI

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$20

Hospital

BenefitIn-network
Inpatient Hospital — Acute$250/day for days 1–5, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$250/day for days 1–5, $0 after
Worldwide Urgent Care Coverage$65

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual SessionsNo charge
Mental Health — Group SessionsNo charge
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Worldwide Emergency & Urgent CoverageSee plan details
Chiropractic ServicesSee plan details
Air Ambulance$250
Vision — Eye ExamsSee plan details
Skilled Nursing Facility (SNF)$10/day for days 1–20, $221/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Emergency Services$150
Urgently Needed Services$0-$65
Worldwide Emergency Coverage$150
Worldwide Emergency Transportation$250
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Chiropractic — Other Services$35
Occupational Therapy Services$20
Physician Specialist Services$25
Podiatry Services$0-$25
Other Health Care Professional Services$0-$25
Psychiatric ServicesSee plan details
Psychiatric Services — Individual SessionsNo charge
Psychiatric Services — Group SessionsNo charge
Physical Therapy & Speech-Language Pathology$20
Additional Telehealth Services (Part B)$0-$65
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$150
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$150
Therapeutic Radiology20% coinsurance
X-Ray Services$35
Outpatient Hospital Services$0-$200
Hospital Observation Services$200 per stay
Ambulatory Surgical Center (ASC)$0-$180
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual SessionsNo charge
Substance Abuse — Group SessionsNo charge
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$250
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic SuppliesNo charge
Diabetic Therapeutic Shoes & InsertsNo charge
Diabetic Monitors0%-20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Nutritional & Dietary BenefitNo charge
Smoking & Tobacco Cessation CounselingNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$0-$25
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services50% coinsurance
Dental — Endodontics (Root Canal)50% coinsurance
Dental — Periodontics (Gum Care)No charge
Dental — Oral & Maxillofacial Surgery0%-50% coinsurance
Vision — Eye Exams$0-$25
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — Exams$0-$25
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$0-$1,575

Service area

  • MI: 60 counties

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