Washington · 2026 plan year

Medicare Advantage plans in Washington

Washington has 111 Medicare Advantage plans from 14 carriers, averaging 3.67 out of 5 stars across the 100 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

111
Medicare Advantage plans
14
Carriers
39
Counties covered
3.7
Avg stars (100 of 111 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

Washington HMO plans rank 37th of 49 on star rating.

Across the 66 rated plans here the average overall rating is 3.61 stars, 37th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

By plan type

HMO and PPO in Washington, compared

Plan typePlansCarriersAvg starsAvg out-of-pocket max
HMO73123.61$6,821
PPO3873.78Not published
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Washington plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
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