Vermont · 2027 plan year

Medicare Advantage plans in Vermont

Vermont has 5 Medicare Advantage plans from 1 carrier, averaging 4.10 out of 5 stars across the 5 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

5
Medicare Advantage plans
1
Carriers
6
Counties covered
4.1
Average stars
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

One insurer sells every Medicare Advantage PPO plan in Vermont.

All 5 PPO plans here come from Humana. With the field this narrow, the decision is mostly about which plan design inside that network fits your care — so start by confirming your doctors and hospitals are in it.

By plan type

HMO and PPO in Vermont, compared

Plan typePlansCarriersAvg starsMedian out-of-pocket max
HMO———Not published
PPO→514.10$7,150
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Vermont plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

Simplivera scores every Vermont plan against how much care you actually expect to use.

Estimate my costs — it’s free →