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Utah · 2026 plan year

Medicare Advantage PPO plans in Utah

There are 34 Medicare Advantage PPO plans in Utah from 6 carriers, averaging 4.14 out of 5 stars across the 29 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

34
PPO plans
6
Carriers
29
Counties covered
4.1
Avg stars (29 of 34 rated)
Varies
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Utah PPO plans rate well above the national average.

Averaged across the 29 rated plans here, PPO coverage in Utah scores 4.14 stars against a national median of 3.81 for this plan type — 3rd highest of 51 states. Star ratings measure the contract's performance on care quality, member experience and complaints.

Utah PPO plans rank 3rd of 51 on star rating.

Across the 29 rated plans here the average overall rating is 4.14 stars, 3rd highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated PPO plans in Utah

PlanStarsOut-of-pocket maxPremium / mo
AARP Medicare Advantage from UHC UT-0001 (PPO)UnitedHealthcare4.5★—$0
AARP Medicare Advantage from UHC UT-0002 (PPO)UnitedHealthcare4.5★—$0
AARP Medicare Advantage from UHC UT-0008 (PPO)UnitedHealthcare4.5★—$0
AARP Medicare Advantage Giveback from UHC UT-9 (PPO)UnitedHealthcare4.5★—$0
Aetna Medicare Eagle (PPO)Aetna Medicare4.5★—$0

Showing 5 of 34. See all UtahMedicare Advantage plans →

Who sells here

PPO plans by carrier

CarrierPlansAvg starsSNPs
HumanaHumana Inc.124.03
UnitedHealthcareUnitedHealth Group, Inc.74.53
Aetna MedicareCVS Health Corporation64.51
Devoted HealthDevoted Health, Inc.5—3
Regence BlueCross BlueShield of UtahCambia Health Solutions, Inc.33.5—
Cigna HealthCareHealth Care Service Corporation13.0—
Other plan types in Utah

How PPO compares

HMO
3.9★ avg · 7 carriers
22 plans
PPO
4.1★ avg · 6 carriers
34 plans · you are here

All UtahMedicare Advantage plans →

Nearby on quality

States with similar PPO star ratings

Minnesota
4.17★ average
51 PPO plans
Wyoming
4.13★ average
7 PPO plans
Nevada
4.10★ average
20 PPO plans
Common questions

Utah Medicare Advantage PPO plans, answered

How much do Medicare Advantage PPO plans cost in Utah?
Of the Utah PPO plans with a published premium, 85% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the plan's out-of-pocket maximum — check it on each plan, since CMS does not publish it uniformly for PPO plans.
What are the star ratings for Utah PPO plans?
The 29 rated PPO plans in Utah average 4.14 out of 5 stars, with 19 rating 4 or better. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage PPO plans are available in Utah?
There are 34 PPO plans from 6 carriers, sold across 29 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 10 of them are Special Needs Plans with extra eligibility rules (see below).
Do Utah PPO plans include prescription drug coverage?
34 of the 34 PPO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Utah?
10 of the 34 PPO plans in Utah are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Utah Medicare Advantage plans.

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