Medicare Advantage plans in South Dakota
South Dakota has 22 Medicare Advantage plans from 5 carriers, averaging 4.08 out of 5 stars across the 20 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.
Most PPO plans in South Dakota rate 4 stars or better.
20 of 20 plans here carry an overall rating of at least 4 stars. Where ratings cluster this high they stop being a useful way to sort plans — network, drug coverage and out-of-pocket limits will separate these more than the star count will.
HMO and PPO in South Dakota, compared
Other Medicare coverage
Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full South Dakota plan list.
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Stars are one signal.
Your care is the rest.
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