North Dakota · 2027 plan year

Medicare Advantage plans in North Dakota

North Dakota has 17 Medicare Advantage plans from 5 carriers, averaging 4.07 out of 5 stars across the 15 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

17
Medicare Advantage plans
5
Carriers
39
Counties covered
4.1
Avg stars (15 of 17 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

Most PPO plans in North Dakota rate 4 stars or better.

14 of 15 plans here carry an overall rating of at least 4 stars. Where ratings cluster this high they stop being a useful way to sort plans — network, drug coverage and out-of-pocket limits will separate these more than the star count will.

By plan type

HMO and PPO in North Dakota, compared

Plan typePlansCarriersAvg starsMedian out-of-pocket max
HMO→21—$6,800
PPO→1544.07$7,150
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full North Dakota plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

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