New Hampshire · 2026 plan year

Medicare Advantage plans in New Hampshire

New Hampshire has 20 Medicare Advantage plans from 6 carriers, averaging 3.52 out of 5 stars across the 18 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

20
Medicare Advantage plans
6
Carriers
10
Counties covered
3.5
Avg stars (18 of 20 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

HMO plans in New Hampshire rate below the national average.

The 14 rated HMO plans here average 3.46 stars against a national median of 3.82. That is a reason to compare carefully rather than to rule the state out — 3 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.

By plan type

HMO and PPO in New Hampshire, compared

Plan typePlansCarriersAvg starsAvg out-of-pocket max
HMO1563.46$8,023
PPO523.75Not published
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full New Hampshire plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
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