Georgia · 2027 plan year

Medicare Advantage PPO plans in Georgia

There are 89 Medicare Advantage PPO plans in Georgia from 9 carriers, averaging 3.90 out of 5 stars across the 89 plans CMS has rated. 73% of those with a published premium charge $0 a month (65 of 89); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.

89
PPO plans
9
Carriers
159
Counties covered
3.9
Average stars
$9,850
Median out-of-pocket max

Across the 89 PPO plans in Georgia that publish one, the in-network out-of-pocket maximum sits at $9,850 for most plans, which is also the highest in the state — the ceiling on what you pay in a year for covered in-network care. The mean is $9,318, which sits below the median — the spread is not symmetric, so the median is the better guide.

A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Georgia has 5 five-star Medicare Advantage PPO plans.

Of the 89 PPO plans here, 5 carry CMS's top overall rating of 5 stars and 53 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.

Georgia PPO plans rank 36th of 51 on star rating.

Across the 89 rated plans here the average overall rating is 3.90 stars, 36th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated PPO plans in Georgia

Showing 5 of 89. See all GeorgiaMedicare Advantage plans →

Who sells here

PPO plans by carrier

CarrierPlansAvg starsSNPs
HumanaHumana Inc.304.17
Devoted HealthDevoted Health, Inc.174.07
Aetna MedicareCVS Health Corporation153.63
UnitedHealthcareUnitedHealth Group, Inc.143.611
Clover HealthClover Health Holdings, Inc.45.0—
BlueCross BlueShield of Tennessee33.51
WellcareCentene Corporation33.51
HealthSpringHealth Care Service Corporation23.0—
Anthem Blue Cross and Blue ShieldElevance Health, Inc.14.5—
Other plan types in Georgia

How PPO compares

All GeorgiaMedicare Advantage plans →

Nearby on quality

States with similar PPO star ratings

Common questions

Georgia Medicare Advantage PPO plans, answered

How much do Medicare Advantage PPO plans cost in Georgia?
Of the Georgia PPO plans with a published premium, 73% charge $0 a month. The monthly premium is what you pay the plan for its medical (Part C) and drug (Part D) coverage together. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the in-network out-of-pocket maximum, with a median of $9,850 across these plans.
What are the star ratings for Georgia PPO plans?
The 89 rated PPO plans in Georgia average 3.90 out of 5 stars, with 53 rating 4 or better and 5 rating a full 5. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage PPO plans are available in Georgia?
There are 89 PPO plans from 9 carriers, sold across 159 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 30 of them are Special Needs Plans with extra eligibility rules (see below).
Do Georgia PPO plans include prescription drug coverage?
75 of the 89 PPO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage, and you pay one monthly premium to the plan — but that premium has a medical (Part C) part and a drug (Part D) part, and the drug part is often what makes it more than $0. Each plan's page shows both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Georgia?
30 of the 89 PPO plans in Georgia are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Georgia Medicare Advantage plans.

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