Georgia · 2026 plan year

Medicare Advantage PPO plans in Georgia

There are 86 Medicare Advantage PPO plans in Georgia from 10 carriers, averaging 3.97 out of 5 stars across the 74 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

86
PPO plans
10
Carriers
159
Counties covered
4.0
Avg stars (74 of 86 rated)
Varies
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Georgia has 6 five-star Medicare Advantage PPO plans.

Of the 86 PPO plans here, 6 carry CMS's top overall rating of 5 stars and 45 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.

Every PPO plan in Georgia with a published premium costs $0 a month.

A $0 premium is normal for Medicare Advantage and does not mean the plan is free — you still pay the Part B premium to Medicare, plus copays and coinsurance as you use care. The out-of-pocket maximum is the number that caps a bad year.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated PPO plans in Georgia

Showing 5 of 86. See all GeorgiaMedicare Advantage plans →

Who sells here

PPO plans by carrier

CarrierPlansAvg starsSNPs
HumanaHumana Inc.273.74
Aetna MedicareCVS Health Corporation194.04
UnitedHealthcareUnitedHealth Group, Inc.144.511
Devoted HealthDevoted Health, Inc.114
BlueCross BlueShield of Tennessee44.01
Clover HealthClover Health Holdings, Inc.44.5
WellcareCentene Corporation33.51
Anthem Blue Cross and Blue ShieldElevance Health, Inc.24.0
Cigna HealthCareHealth Care Service Corporation13.0
Clear Spring HealthGroup 10011
Other plan types in Georgia

How PPO compares

All GeorgiaMedicare Advantage plans →

Nearby on quality

States with similar PPO star ratings

Common questions

Georgia Medicare Advantage PPO plans, answered

How much do Medicare Advantage PPO plans cost in Georgia?
Of the Georgia PPO plans with a published premium, 100% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the plan's out-of-pocket maximum — check it on each plan, since CMS does not publish it uniformly for PPO plans.
What are the star ratings for Georgia PPO plans?
The 74 rated PPO plans in Georgia average 3.97 out of 5 stars, with 45 rating 4 or better and 6 rating a full 5. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage PPO plans are available in Georgia?
There are 86 PPO plans from 10 carriers, sold across 159 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 25 of them are Special Needs Plans with extra eligibility rules (see below).
Do Georgia PPO plans include prescription drug coverage?
86 of the 86 PPO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Georgia?
25 of the 86 PPO plans in Georgia are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Georgia Medicare Advantage plans.

Estimate my costs — it’s free →