Highmark Wholecare Medicare Assured Ruby (HMO D-SNP)

GATEWAY HEALTH PLAN, INC. · 2027 plan year

Plan ID H5932-009-000

HMO★ 3.5 CMS StarsDual-Eligible SNP
MOOP (in-network)
$6,500
MOOP (combined)
—
Monthly premium
$12.80/mo
Part C $0 + Part D $12.80, before Extra Help
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H5932-009-000
Medical deductible
$0 — no deductible
Part D premium
$12.80/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$700/yr
Also owed
Your Medicare Part B premium, paid separately

More GATEWAY HEALTH PLAN, INC. plans in PA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$290/day for days 1–6, $0 after
Inpatient Hospital — Psychiatric$290/day for days 1–6, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$10
Mental Health — Group Sessions$10
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Skilled Nursing Facility (SNF)$10/day for days 1–20, $221/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Emergency Services$130
Urgently Needed Services$40
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Occupational Therapy Services$25
Physician Specialist Services$35
Podiatry Services$25
Podiatry Services$25
Other Health Care Professional Services$35
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$10
Psychiatric Services — Group Sessions$10
Physical Therapy & Speech-Language Pathology$25
Additional Telehealth Services (Part B)$0-$35
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$10
Laboratory Services$10
Radiological ServicesSee plan details
Diagnostic Radiology10% coinsurance
Therapeutic Radiology$70
X-Ray Services$25
Outpatient Hospital Services$300
Hospital Observation Services$250 per stay
Ambulatory Surgical Center (ASC)$250
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$30
Substance Abuse — Group Sessions$30
Outpatient Blood Services20% coinsurance
Ambulance ServicesSee plan details
Ground Ambulance$250
Air Ambulance$250
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies10% coinsurance
Diabetic Therapeutic Shoes & Inserts10% coinsurance
Diabetic Monitors10% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Health EducationNo charge
Smoking & Tobacco Cessation CounselingNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Home & Bathroom Safety DevicesNo charge
Personal Emergency Response System (PERS)No charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$35-$300
Vision — EyewearSee plan details
Dental — PreventiveSee plan details
Dental — Oral Exams$10
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services50% coinsurance
Dental — Endodontics (Root Canal)50% coinsurance
Dental — Periodontics (Gum Care)50% coinsurance
Dental — Removable Prosthodontics (Dentures)50% coinsurance
Dental — Oral & Maxillofacial Surgery50% coinsurance
Vision — Eye Exams$0-$35
Vision — Eye ExamsSee plan details
Vision — Routine Eye Exams$10
Vision — EyewearNo charge
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$99-$599
Primary Care Physician ServicesNo charge
Cardiac Rehabilitation — Additional SessionsNo charge
Vision — Contact LensesNo charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — Exams$35
Hearing — ExamsSee plan details

Service area

  • PA: 57 counties

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