Silver Classic | with Atrium Health

Oscar Health Plan of North Carolina, Inc · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$1,950
Family OOP max
$3,900

More Oscar Health Plan of North Carolina, Inc plans in NC

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$5.00

Hospital

BenefitIn-network
Emergency Room Services$500.00
Inpatient Hospital Services (e.g., Hospital Stay)20.00%
Outpatient Surgery Physician/Surgical Services20.00%
Urgent Care Centers or Facilities$15.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs50.00%
Preferred Brand Drugs$15.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services20.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Basic Dental Care - ChildNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental20.00%
AcupunctureNot covered
Allergy Testing$5.00
Bariatric Surgery20.00%
Basic Dental Care - AdultNot covered
Chemotherapy20.00%
Chiropractic Care$5.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care20.00%
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis20.00%
Durable Medical Equipment20.00%
Emergency Transportation/Ambulance$500.00
Eye Glasses for Children50.00%
Habilitation Services$10.00
Hearing Aids20.00%
Home Health Care Services20.00%
Hospice Services20.00%
Imaging (CT/PET Scans, MRIs)20.00%
Infertility Treatment20.00%
Infusion Therapy20.00%
Inpatient Physician and Surgical Services20.00%
Laboratory Outpatient and Professional Services$10.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Routine Foot CareNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)20.00%
Outpatient Rehabilitation Services$10.00
Prenatal and Postnatal CareNo charge
Private-Duty Nursing20.00%
Prosthetic Devices20.00%
Radiation20.00%
Reconstructive Surgery20.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Skilled Nursing Facility20.00%
Substance Abuse Disorder Inpatient Services20.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant20.00%
Treatment for Temporomandibular Joint Disorders20.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$15.00

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