Silver Classic | with Atrium Health

Oscar Health Plan of North Carolina, Inc · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$3,200
Family OOP max
$6,400

More Oscar Health Plan of North Carolina, Inc plans in NC

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$25.00

Specialist

BenefitIn-network
Specialist Visit$50.00

Hospital

BenefitIn-network
Inpatient Hospital Services (e.g., Hospital Stay)30.00%
Outpatient Surgery Physician/Surgical Services30.00%
Emergency Room Services$750.00
Urgent Care Centers or Facilities$40.00

Pharmacy

BenefitIn-network
Non-Preferred Brand Drugs50.00%
Preferred Brand Drugs$75.00
Generic Drugs$3.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00%
Mental/Behavioral Health Outpatient Services$25.00

Other

BenefitIn-network
Infusion Therapy30.00%
Inpatient Physician and Surgical Services30.00%
Laboratory Outpatient and Professional Services$25.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$25.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$25.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00%
Outpatient Rehabilitation Services$50.00
Prenatal and Postnatal CareNo charge
Private-Duty Nursing30.00%
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00%
AcupunctureNot covered
Allergy Testing$50.00
Bariatric Surgery30.00%
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy30.00%
Chiropractic Care$50.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00%
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis30.00%
Durable Medical Equipment30.00%
Emergency Transportation/Ambulance$750.00
Eye Glasses for Children50.00%
Habilitation Services$50.00
Hearing Aids30.00%
Home Health Care Services30.00%
Hospice Services30.00%
Imaging (CT/PET Scans, MRIs)30.00%
Infertility Treatment30.00%
Prosthetic Devices30.00%
Radiation30.00%
Reconstructive Surgery30.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$50.00
Rehabilitative Speech Therapy$50.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility30.00%
Substance Abuse Disorder Inpatient Services30.00%
Substance Abuse Disorder Outpatient Services$25.00
Transplant30.00%
Treatment for Temporomandibular Joint Disorders30.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$50.00

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