Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
Health First Commercial Plans, Inc. · 2026 plan year
Expanded BronzeHSA eligible
- Ind. medical deductible
- $0
- Rx deductible (separate)
- $4,200
- Family deductible
- $0
- Ind. OOP max
- $10,150
- Family OOP max
- $20,300
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Compare with other Expanded Bronze plans in FL
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More Health First Commercial Plans, Inc. plans in FL
Bronze Value 1814 (High Value Network Savings, Open Access)Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access)
Monthly premiums by age
Rating Area 5 — the lowest-priced of the 5 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $313 | $313 |
| 21 | $409 | $409 |
| 30 | $464 | $511 |
| 40 | $523 | $627 |
| 50 | $730 | $949 |
| 60 | $1,110 | $1,554 |
| 64 and over | $1,227 | $1,717 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No charge |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $80.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $1,500.00 |
| Inpatient Hospital Services (e.g., Hospital Stay) | $3000.00 Copay per Day |
| Outpatient Surgery Physician/Surgical Services | $300.00 |
| Urgent Care Centers or Facilities | $80.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $75.00 |
| Non-Preferred Brand Drugs | 100.00% Coinsurance after deductible |
| Preferred Brand Drugs | $200.00 |
| Preferred Generic Drugs | No charge |
| Specialty Drugs | 100.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental Health Office Visit | $80.00 |
| Mental/Behavioral Health Inpatient Services | $3000.00 Copay per Day |
| Mental/Behavioral Health Outpatient Services | $100.00 |
Other
| Benefit | In-network |
|---|---|
| Hearing Aids | Not covered |
| Abortion for Which Public Funding is Prohibited | Not covered |
| Accidental Dental | $1,000.00 |
| Acupuncture | Not covered |
| Allergy Testing | $75.00 |
| Anesthesia Services for Dental Care | $1,000.00 |
| Bariatric Surgery | Not covered |
| Basic Dental Care - Adult | Not covered |
| Basic Dental Care - Child | No charge |
| Cardiac and Pulmonary Rehabilitation | $100.00 |
| Chemotherapy | $1,000.00 |
| Chiropractic Care | $80.00 |
| Cosmetic Surgery | Not covered |
| Delivery and All Inpatient Services for Maternity Care | $3,000.00 |
| Dental Check-Up for Children | No charge |
| Diabetes Education | No charge |
| Dialysis | $1,000.00 |
| Durable Medical Equipment | 50.00% |
| Emergency Transportation/Ambulance | $1,250.00 |
| Enteral/Parenteral and Oral Nutrition Therapy | 50.00% |
| Eye Glasses for Adult | Not covered |
| Eye Glasses for Children | No charge |
| Genetic Testing Lab Services | $110.00 |
| Habilitation Services | $100.00 |
| Home Health Care Services | $100.00 |
| Hospice Services | $1,000.00 |
| Hyperbaric Oxygen Therapy | $100.00 |
| Imaging (CT/PET Scans, MRIs) | $300.00 |
| Infertility Treatment | Not covered |
| Infusion Therapy | 50.00% |
| Inpatient Physician and Surgical Services | No charge |
| Laboratory Outpatient and Professional Services | $75.00 |
| Long-Term/Custodial Nursing Home Care | Not covered |
| Major Dental Care - Adult | Not covered |
| Major Dental Care - Child | No charge |
| Nutritional Counseling | No charge |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | No charge |
| Osteoporosis Treatment | $80.00 |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | No charge |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $1,000.00 |
| Outpatient Observation | $1,000.00 |
| Outpatient Rehabilitation Services | $100.00 |
| Partial Hospitalization | $100.00 |
| Prenatal and Postnatal Care | No charge |
| Private-Duty Nursing | Not covered |
| Prosthetic Devices | 50.00% |
| Radiation | $1,000.00 |
| Reconstructive Surgery | $3,000.00 |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $100.00 |
| Rehabilitative Speech Therapy | $100.00 |
| Routine Dental Services (Adult) | Not covered |
| Routine Eye Exam (Adult) | Not covered |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | $80.00 |
| Skilled Nursing Facility | $3000.00 Copay per Day |
| Substance Abuse Disorder Inpatient Services | $3000.00 Copay per Day |
| Substance Abuse Disorder Outpatient Services | $100.00 |
| Substance Abuse Office Visit | $80.00 |
| Transplant | $3,000.00 |
| Treatment for Temporomandibular Joint Disorders | $3,000.00 |
| Weight Loss Programs | Not covered |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $115.00 |
Plan rules
Service area
This plan covers 5 geographic areas.
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