Bronze Value 1814 (High Value Network Savings, Open Access)

Health First Commercial Plans, Inc. · 2026 plan year

Expanded BronzeHSA eligible

Ind. deductible: $9,800
Family deductible: $19,600
Ind. OOP max: $10,000
Family OOP max: $20,000

Compare with other Expanded Bronze plans in FL

Side by side: deductibles, out-of-pocket limits and copays.

myBlue Bronze 26M01-23 (Rewards)Florida Blue HMO (a BlueCross BlueShield FL company) · Deductible $10,125 · Out-of-pocket max $10,150
myBlue Bronze 26M02-24 (Rewards)Florida Blue HMO (a BlueCross BlueShield FL company) · Deductible $10,125 · Out-of-pocket max $10,150
AvMed Entrust Bronze 650 (2026)AvMed · Deductible $10,150 · Out-of-pocket max $10,150

Compare 4 plans Browse all Expanded Bronze plans in FL

Other cost-sharing reduction variants for this plan:

Limited Cost Sharing Plan Variation Standard Bronze Off Exchange Plan Zero Cost Sharing Plan Variation

More Health First Commercial Plans, Inc. plans in FL

Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access)

Monthly premiums by age

Rating Area 5

Age	Individual	Individual + tobacco
Under 15	$266	$266
21	$348	$348
30	$395	$434
40	$445	$533
50	$621	$808
60	$944	$1,322
64 and over	$1,044	$1,461

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$100.00

Specialist

Benefit	In-network
Specialist Visit	40.00% Coinsurance after deductible

Hospital

Benefit	In-network
Emergency Room Services	40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services	40.00% Coinsurance after deductible
Urgent Care Centers or Facilities	40.00% Coinsurance after deductible

Pharmacy

Benefit	In-network
Generic Drugs	$15.00
Non-Preferred Brand Drugs	45.00% Coinsurance after deductible
Preferred Brand Drugs	35.00% Coinsurance after deductible
Preferred Generic Drugs	$3.00
Specialty Drugs	50.00% Coinsurance after deductible

Mental Health

Benefit	In-network
Mental Health Office Visit	40.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services	40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services	40.00% Coinsurance after deductible

Other

Benefit	In-network
Abortion for Which Public Funding is Prohibited	Not covered
Accidental Dental	40.00% Coinsurance after deductible
Acupuncture	Not covered
Allergy Testing	40.00% Coinsurance after deductible
Anesthesia Services for Dental Care	40.00% Coinsurance after deductible
Bariatric Surgery	Not covered
Basic Dental Care - Adult	Not covered
Basic Dental Care - Child	No charge
Cardiac and Pulmonary Rehabilitation	40.00% Coinsurance after deductible
Chemotherapy	40.00% Coinsurance after deductible
Chiropractic Care	40.00% Coinsurance after deductible
Cosmetic Surgery	Not covered
Delivery and All Inpatient Services for Maternity Care	40.00% Coinsurance after deductible
Dental Check-Up for Children	No charge
Diabetes Education	No charge
Dialysis	40.00% Coinsurance after deductible
Durable Medical Equipment	40.00% Coinsurance after deductible
Emergency Transportation/Ambulance	40.00% Coinsurance after deductible
Enteral/Parenteral and Oral Nutrition Therapy	40.00% Coinsurance after deductible
Eye Glasses for Adult	Not covered
Eye Glasses for Children	No charge
Genetic Testing Lab Services	40.00% Coinsurance after deductible
Habilitation Services	40.00% Coinsurance after deductible
Hearing Aids	Not covered
Home Health Care Services	40.00% Coinsurance after deductible
Hospice Services	40.00% Coinsurance after deductible
Hyperbaric Oxygen Therapy	40.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)	40.00% Coinsurance after deductible
Infertility Treatment	Not covered
Infusion Therapy	40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services	40.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services	40.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home Care	Not covered
Major Dental Care - Adult	Not covered
Major Dental Care - Child	No charge
Nutritional Counseling	No charge
Orthodontia - Adult	Not covered
Orthodontia - Child	No charge
Osteoporosis Treatment	40.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)	$100.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	40.00% Coinsurance after deductible
Outpatient Observation	40.00% Coinsurance after deductible
Outpatient Rehabilitation Services	40.00% Coinsurance after deductible
Partial Hospitalization	40.00% Coinsurance after deductible
Prenatal and Postnatal Care	No charge
Private-Duty Nursing	Not covered
Prosthetic Devices	40.00% Coinsurance after deductible
Radiation	40.00% Coinsurance after deductible
Reconstructive Surgery	40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	40.00% Coinsurance after deductible
Rehabilitative Speech Therapy	40.00% Coinsurance after deductible
Routine Dental Services (Adult)	Not covered
Routine Eye Exam (Adult)	Not covered
Routine Eye Exam for Children	No charge
Routine Foot Care	40.00% Coinsurance after deductible
Skilled Nursing Facility	40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services	40.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services	40.00% Coinsurance after deductible
Substance Abuse Office Visit	40.00% Coinsurance after deductible
Transplant	40.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders	40.00% Coinsurance after deductible
Weight Loss Programs	Not covered
Well Baby Visits and Care	No charge
X-rays and Diagnostic Imaging	40.00% Coinsurance after deductible