NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care

Harvard Pilgrim Health Care · 2026 plan year

Silver
Ind. deductible
$1,600
Family deductible
$3,200
Ind. OOP max
$2,100
Family OOP max
$4,200

More Harvard Pilgrim Health Care plans in NH

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room Services$300.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)10.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services10.00% Coinsurance after deductible
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs35.00% Coinsurance after deductible
Off Label Prescription Drugs35.00% Coinsurance after deductible
Preferred Brand Drugs$60.00 Copay after deductible
Specialty Drugs45.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services10.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$20.00
Acupuncture$20.00
Allergy Testing10.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies10.00% Coinsurance after deductible
Bariatric Surgery10.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Bone Marrow Transplant10.00% Coinsurance after deductible
Chemotherapy10.00% Coinsurance after deductible
Chiropractic Care$20.00
Convenience Care Clinic$20.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care10.00% Coinsurance after deductible
Dental Anesthesia10.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$20.00
Diabetes Education$40.00
Dialysis10.00% Coinsurance after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Early Intervention ServicesNo charge
Emergency Transportation/Ambulance10.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Gender Affirming Care10.00% Coinsurance after deductible
Habilitation Services$40.00 Copay after deductible
Hearing Aids50.00%
Home Health Care Services10.00% Coinsurance after deductible
Hospice Services10.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)10.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy10.00% Coinsurance after deductible
Inherited Metabolic Disorders - PKU10.00% Coinsurance after deductible
Inpatient Physician and Surgical Services10.00% Coinsurance after deductible
Inpatient Rehabilitation Services10.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services10.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Low Protein Foods10.00% Coinsurance after deductible
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$20.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$40.00 Copay after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)10.00% Coinsurance after deductible
Outpatient Rehabilitation Services$40.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation10.00% Coinsurance after deductible
Reconstructive Surgery10.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$40.00 Copay after deductible
Rehabilitative Speech Therapy$40.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$20.00
Routine Eye Exam for Children$20.00
Routine Foot Care$40.00
Skilled Nursing Facility10.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services10.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$20.00
Transplant10.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders10.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
Wigs20.00% Coinsurance after deductible
X-rays and Diagnostic Imaging10.00% Coinsurance after deductible

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