NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care

Harvard Pilgrim Health Care · 2026 plan year

Silver
Ind. deductible
$500
Family deductible
$1,000
Ind. OOP max
$800
Family OOP max
$1,600

More Harvard Pilgrim Health Care plans in NH

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00

Specialist

BenefitIn-network
Specialist Visit$20.00

Hospital

BenefitIn-network
Outpatient Surgery Physician/Surgical ServicesNo Charge after deductible
Emergency Room Services$100.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)No Charge after deductible
Urgent Care Centers or Facilities$20.00

Pharmacy

BenefitIn-network
Preferred Brand Drugs$25.00 Copay after deductible
Specialty Drugs45.00% Coinsurance after deductible
Off Label Prescription Drugs35.00% Coinsurance after deductible
Generic Drugs$2.00
Non-Preferred Brand Drugs35.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient ServicesNo Charge after deductible
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)No Charge after deductible
Outpatient Rehabilitation Services$20.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
RadiationNo Charge after deductible
Reconstructive SurgeryNo Charge after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$20.00 Copay after deductible
Rehabilitative Speech Therapy$20.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$10.00
Routine Eye Exam for Children$10.00
Routine Foot Care$20.00
Skilled Nursing FacilityNo Charge after deductible
Substance Abuse Disorder Inpatient ServicesNo Charge after deductible
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00 Copay after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$10.00
Acupuncture$10.00
Allergy TestingNo Charge after deductible
Applied Behavior Analysis Based TherapiesNo Charge after deductible
Bariatric SurgeryNo Charge after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Bone Marrow TransplantNo Charge after deductible
ChemotherapyNo Charge after deductible
Chiropractic Care$10.00
Convenience Care Clinic$10.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity CareNo Charge after deductible
Dental AnesthesiaNo Charge after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$10.00
Diabetes Education$20.00
DialysisNo Charge after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Early Intervention ServicesNo charge
Emergency Transportation/AmbulanceNo Charge after deductible
Orthodontia - AdultNot covered
Eye Glasses for Children50.00%
Gender Affirming CareNo Charge after deductible
Habilitation Services$20.00 Copay after deductible
Hearing Aids50.00%
Home Health Care ServicesNo Charge after deductible
Hospice ServicesNo Charge after deductible
Imaging (CT/PET Scans, MRIs)No Charge after deductible
Infertility TreatmentNot covered
Infusion TherapyNo Charge after deductible
Inherited Metabolic Disorders - PKUNo Charge after deductible
Inpatient Physician and Surgical ServicesNo Charge after deductible
Inpatient Rehabilitation ServicesNo Charge after deductible
Laboratory Outpatient and Professional ServicesNo Charge after deductible
Long-Term/Custodial Nursing Home CareNot covered
Low Protein FoodsNo Charge after deductible
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$10.00
Substance Abuse Disorder Outpatient Services$10.00
TransplantNo Charge after deductible
Treatment for Temporomandibular Joint DisordersNo Charge after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
Wigs20.00% Coinsurance after deductible
X-rays and Diagnostic ImagingNo Charge after deductible

Open enrollment coming up?

Get notified when it opens — we'll remind you so you don't miss your window.