University Community Care Plan by Community First - Silver Plan

Community First · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$3,050
Family OOP max
$6,100

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room Services$150.00
Inpatient Hospital Services (e.g., Hospital Stay)$300.00 Copay per Stay
Outpatient Surgery Physician/Surgical Services$250.00
Urgent Care Centers or Facilities$20.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$40.00
Preferred Brand Drugs$20.00
Specialty Drugs40.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$300.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Orthodontia - ChildNot covered
Nutritional CounselingNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$300.00
AcupunctureNot covered
Allergy Testing$40.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Orthodontia - AdultNot covered
Chemotherapy$250.00
Chiropractic Care$40.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$300.00
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis$40.00
Durable Medical Equipment$40.00
Emergency Transportation/Ambulance$150.00
Eye Glasses for Children$20.00
Habilitation Services$80.00
Hearing Aids$40.00
Home Health Care Services$40.00
Hospice Services$40.00
Imaging (CT/PET Scans, MRIs)$80.00
Infertility TreatmentNot covered
Infusion Therapy$40.00
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$80.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$80.00
Outpatient Rehabilitation Services$80.00
Prenatal and Postnatal Care$20.00
Private-Duty NursingNot covered
Prosthetic Devices$40.00
Radiation$250.00
Reconstructive Surgery$300.00
Rehabilitative Occupational and Rehabilitative Physical Therapy$80.00
Rehabilitative Speech Therapy$80.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$20.00
Routine Foot CareNot covered
Skilled Nursing Facility$150.00 Copay per Day
Substance Abuse Disorder Inpatient Services$300.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$20.00
Transplant$300.00
Treatment for Temporomandibular Joint Disorders$40.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$80.00

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