University Community Care Plan by Community First - Silver Plan

Community First · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$1,200
Family OOP max
$2,400

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Emergency Room Services$80.00
Inpatient Hospital Services (e.g., Hospital Stay)$120.00 Copay per Stay
Outpatient Surgery Physician/Surgical Services$100.00
Urgent Care Centers or Facilities$5.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Non-Preferred Brand Drugs$20.00
Preferred Brand Drugs$10.00
Specialty Drugs20.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$120.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$5.00

Other

BenefitIn-network
Orthodontia - ChildNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$120.00
AcupunctureNot covered
Allergy Testing$10.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy$100.00
Chiropractic Care$10.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$120.00
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis$10.00
Durable Medical Equipment$10.00
Emergency Transportation/Ambulance$80.00
Eye Glasses for Children$5.00
Habilitation Services$10.00
Hearing Aids$10.00
Home Health Care Services$10.00
Hospice Services$10.00
Imaging (CT/PET Scans, MRIs)$10.00
Infertility TreatmentNot covered
Infusion Therapy$10.00
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$10.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$5.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$10.00
Outpatient Rehabilitation Services$10.00
Prenatal and Postnatal Care$5.00
Private-Duty NursingNot covered
Prosthetic Devices$10.00
Radiation$100.00
Reconstructive Surgery$120.00
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$5.00
Routine Foot CareNot covered
Skilled Nursing Facility$80.00 Copay per Day
Substance Abuse Disorder Inpatient Services$120.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$5.00
Transplant$120.00
Treatment for Temporomandibular Joint Disorders$10.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$10.00

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