Humana USAA Honor Giveback (HMO)

HUMANA MEDICAL PLAN, INC. · 2027 plan year

Plan ID H1036-279-000

HMO★ 4.5 CMS Stars
MOOP (in-network)
$3,400
MOOP (combined)
—
Monthly premium
$0/mo
Prescription drugs
Not included

This plan in 2026

Plan information

Contract / Plan / Segment
H1036-279-000
Medical deductible
$0 — no deductible
Also owed
Your Medicare Part B premium, paid separately

More HUMANA MEDICAL PLAN, INC. plans in FL

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Acute$225/day for days 1–8, $0 after
Inpatient Hospital — Psychiatric$225/day for days 1–8, $0 after
Worldwide Urgent Care Coverage$15

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual SessionsNo charge
Mental Health — Group SessionsNo charge
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Cardiac & Pulmonary RehabilitationSee plan details
Pulmonary Rehabilitation — Additional Sessions$30
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Group SessionsNo charge
Dialysis Services20% coinsurance
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$40
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Skilled Nursing Facility (SNF)$0/day for days 1–20, $60/day for days 21–100
Cardiac Rehabilitation — Additional Sessions$30
Intensive Cardiac Rehabilitation — Additional Sessions$30
Supervised Exercise Therapy (SET)$30
Emergency Services$150
Urgently Needed Services$15
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$150
Worldwide Emergency Transportation$240
Partial Hospitalization ProgramNo charge
Intensive Outpatient Program (IOP)No charge
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Occupational Therapy Services$40
Physician Specialist Services$40
Podiatry Services$40
Podiatry Services$40
Other Health Care Professional Services$0-$40
Psychiatric ServicesSee plan details
Psychiatric Services — Individual SessionsNo charge
Psychiatric Services — Group SessionsNo charge
Physical Therapy & Speech-Language Pathology$40
Additional Telehealth Services (Part B)$0-$40
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$200
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$325
Therapeutic Radiology$25-$40 copay + 20% coinsurance
X-Ray Services$0-$110
Outpatient Hospital Services$0-$225
Hospital Observation Services$225 per stay
Ambulatory Surgical Center (ASC)$0-$125
Substance Abuse — Individual SessionsNo charge
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$0-$240
Air Ambulance20% coinsurance
Non-Emergency Transportation — Health FacilityNo charge
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical SuppliesNo charge
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies20% coinsurance
Diabetic Therapeutic Shoes & InsertsNo charge
Diabetic Monitors20% coinsurance
AcupunctureNo charge
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$40
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services0%-30% coinsurance
Dental — Endodontics (Root Canal)0%-30% coinsurance
Dental — Periodontics (Gum Care)0%-30% coinsurance
Dental — Removable Prosthodontics (Dentures)30% coinsurance
Dental — Fixed Prosthodontics (Bridges)0%-30% coinsurance
Dental — Oral & Maxillofacial Surgery0%-30% coinsurance
Dental — Adjunctive General Services30% coinsurance
Vision — Eye Exams$0-$40
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$575-$750
Hearing — OTC Hearing AidsNo charge

Service area

  • FL: 3 counties

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