Blue Shield Inspire (HMO)

CALIFORNIA PHYSICIANS' SERVICE · 2027 plan year

Plan ID H0504-041-000

HMO★ 4 CMS Stars
MOOP (in-network)
$4,300
MOOP (combined)
—
Monthly premium
$60/mo
Part C $60 + Part D $0
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H0504-041-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$475/yr
Also owed
Your Medicare Part B premium, paid separately

More CALIFORNIA PHYSICIANS' SERVICE plans in CA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine CareNo charge

Hospital

BenefitIn-network
Inpatient Hospital — Acute$280/day for days 1–5, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$900 per stay
Worldwide Urgent Care Coverage$150

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$30
Mental Health — Group Sessions$30
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Chiropractic ServicesSee plan details
Diagnostic Tests & Lab ServicesSee plan details
Vision — Eye ExamsSee plan details
Hearing — Hearing Aids (All Types)$449-$999
Skilled Nursing Facility (SNF)$0/day for days 1–20, $200/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$25
Intensive Cardiac Rehabilitation — Additional Sessions$25
Pulmonary Rehabilitation — Additional Sessions$25
Supervised Exercise Therapy (SET)$25
Emergency Services$150
Urgently Needed ServicesNo charge
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$150
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$10
Occupational Therapy Services$15
Physician Specialist Services$0-$10
Podiatry Services$10
Podiatry Services$10
Other Health Care Professional Services$0-$10
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$30
Psychiatric Services — Group Sessions$30
Physical Therapy & Speech-Language Pathology$15
Additional Telehealth Services (Part B)No charge
Opioid Treatment Program Services$20
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$85
Therapeutic Radiology20% coinsurance
X-Ray ServicesNo charge
Outpatient Hospital Services$250
Hospital Observation Services$100 per stay
Ambulatory Surgical Center (ASC)$100
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$30
Substance Abuse — Group Sessions$30
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$280
Air Ambulance20% coinsurance
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical SuppliesNo charge
Diabetic Supplies & ServicesSee plan details
Diabetic SuppliesNo charge
Diabetic Therapeutic Shoes & InsertsNo charge
Diabetic Monitors0%-20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$0-$10
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — Other Preventive ServicesNo charge
Vision — Eye Exams$10
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details

Service area

  • CA: 2 counties

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