KP OR Silver 3000

Kaiser Permanente · 2026 plan year

Silver
Ind. deductible
$350
Family deductible
$700
Ind. OOP max
$3,300
Family OOP max
$6,600

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$35.00

Hospital

BenefitIn-network
Emergency Room Services$250.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)30.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services30.00% Coinsurance after deductible
Urgent Care Centers or Facilities$35.00

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Medical Service DrugsNot covered
Non-Preferred Brand Drugs50.00% Coinsurance after deductible
Preferred Brand Drugs$45.00
Specialty Drugs50.00% Coinsurance after deductible
Zero Cost Share Preventive DrugsNot covered

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Abortion for Which Public Funding is ProhibitedNo charge
Accidental Dental30.00% Coinsurance after deductible
Acupuncture$25.00
Allergy Testing$35.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy$35.00
Chiropractic Care$25.00
Cosmetic Surgery30.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care30.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education$20.00
Dialysis$35.00
Durable Medical Equipment30.00% Coinsurance after deductible
Emergency Transportation/Ambulance30.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Gender Affirming CareSee plan details
Habilitation Services$35.00
Hearing Aids30.00%
Home Health Care Services30.00% Coinsurance after deductible
Hormone TherapySee plan details
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$250.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy$35.00
Inpatient Physician and Surgical Services30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$20.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Non-Preferred Generic$15.00
Nutritional Counseling$20.00
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00% Coinsurance after deductible
Outpatient Rehabilitation Services$35.00
Preferred Generic$15.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices30.00% Coinsurance after deductible
Radiation$35.00
Reconstructive Surgery30.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$35.00
Rehabilitative Speech Therapy$35.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$20.00
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$35.00
Skilled Nursing Facility30.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services30.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$20.00
Telehealth - Primary CareNo charge
Telehealth - SpecialistNo charge
Transplant30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$20.00

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