KP OR Silver 3000

Kaiser Permanente · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$2,300
Family OOP max
$4,600

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Inpatient Hospital Services (e.g., Hospital Stay)10.00%
Outpatient Surgery Physician/Surgical Services10.00%
Emergency Room Services$100.00
Urgent Care Centers or Facilities$25.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Medical Service DrugsNot covered
Non-Preferred Brand Drugs50.00%
Preferred Brand Drugs$10.00
Specialty Drugs50.00%
Zero Cost Share Preventive DrugsNot covered

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services10.00%
Mental/Behavioral Health Outpatient Services$5.00

Other

BenefitIn-network
Eye Glasses for ChildrenNo charge
Gender Affirming CareSee plan details
Habilitation Services$10.00
Hearing Aids10.00%
Home Health Care Services10.00%
Hormone TherapySee plan details
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$100.00
Infertility TreatmentNot covered
Infusion Therapy$10.00
Inpatient Physician and Surgical Services10.00%
Laboratory Outpatient and Professional Services$5.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Non-Preferred Generic$5.00
Nutritional Counseling$5.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$5.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)10.00%
Outpatient Rehabilitation Services$10.00
Abortion for Which Public Funding is ProhibitedNo charge
Accidental Dental10.00%
Acupuncture$25.00
Allergy Testing$10.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy$10.00
Chiropractic Care$25.00
Cosmetic Surgery10.00%
Delivery and All Inpatient Services for Maternity Care10.00%
Dental Check-Up for ChildrenNot covered
Diabetes Education$5.00
Dialysis$10.00
Durable Medical Equipment10.00%
Emergency Transportation/Ambulance10.00%
Preferred Generic$5.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices10.00%
Radiation$10.00
Reconstructive Surgery10.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$5.00
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$10.00
Skilled Nursing Facility10.00%
Substance Abuse Disorder Inpatient Services10.00%
Substance Abuse Disorder Outpatient Services$5.00
Telehealth - Primary CareNo charge
Telehealth - SpecialistNo charge
Transplant10.00%
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$5.00

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