HealthTeam Advantage Vitality Plan (PPO)

CARE N' CARE INSURANCE COMPANY OF NORTH CAROLINA · 2026 plan year

Plan ID H9808-010-000

Local PPO★ 4.5 CMS Stars
MOOP (in-network)
$4,200
MOOP (combined)
$6,300
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H9808-010-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$300/yr
Also owed
Your Medicare Part B premium, paid separately

More CARE N' CARE INSURANCE COMPANY OF NORTH CAROLINA plans in NC

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$20

Hospital

BenefitIn-network
Inpatient Hospital — Acute$335/day for days 1–6, $0 after
Inpatient Hospital — Psychiatric$300/day for days 1–8, $0 after
Worldwide Urgent Care CoverageNo charge
Inpatient Hospital — Additional Days (Acute)No charge

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$35
Mental Health — Group Sessions$35
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac Rehabilitation — Additional Sessions$35
Intensive Cardiac Rehabilitation — Additional Sessions$35
Pulmonary Rehabilitation — Additional Sessions$35
Supervised Exercise Therapy (SET)$30
Emergency Services$150
Urgently Needed Services$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency CoverageNo charge
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Chiropractic ServicesSee plan details
Occupational Therapy Services$35
Physician Specialist Services$35
Podiatry Services$35
Podiatry Services$35
Other Health Care Professional Services$35
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$35
Psychiatric Services — Group Sessions$35
Physical Therapy & Speech-Language Pathology$15-$35
Additional Telehealth Services (Part B)$0-$35
Opioid Treatment Program Services$35
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$100
Laboratory Services$0-$10
Radiological ServicesSee plan details
Diagnostic Radiology$0-$300
Therapeutic Radiology20% coinsurance
X-Ray Services$10
Outpatient Hospital Services$350
Hospital Observation ServicesNo charge
Ambulatory Surgical Center (ASC)$225
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$35
Substance Abuse — Group Sessions$35
Outpatient Blood Services20% coinsurance
Ambulance ServicesSee plan details
Ground Ambulance$300
Air Ambulance$500
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & InsertsNo charge
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Home-Based Palliative CareNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$35
Dental — Preventive$20 per office visit (combined preventive services)
Dental — Oral ExamsSee plan details
Dental — X-RaysSee plan details
Dental — Diagnostic ServicesSee plan details
Dental — Prophylaxis (Cleaning)See plan details
Vision — Eye Exams$35
Vision — Eye ExamsSee plan details
Vision — Routine Eye Exams$25
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — Routine Exams$25
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Hearing Aids (All Types)$299-$799
Cardiac & Pulmonary RehabilitationSee plan details
Hearing — Exams$35
Hearing — ExamsSee plan details
Hearing — Prescription Hearing AidsSee plan details
Diabetic Supplies0%-20% coinsurance

Service area

  • NC: 33 counties

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