HealthSpring Preferred (HMO)

HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. · 2027 plan year

Plan ID H4513-061-002

HMO★ 3.5 CMS Stars
MOOP (in-network)
$3,250
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H4513-061-002
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$500/yr
Also owed
Your Medicare Part B premium, paid separately

More HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. plans in TX

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Acute$200/day for days 1–5, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$200/day for days 1–5, $0 after
Worldwide Urgent Care Coverage$150

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$10
Mental Health — Group Sessions$10
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Implant ServicesNo charge
Psychiatric Services — Individual Sessions$10
Skilled Nursing Facility (SNF)$20/day for days 1–20, $221/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$15
Intensive Cardiac Rehabilitation — Additional Sessions$15
Pulmonary Rehabilitation — Additional Sessions$15
Supervised Exercise Therapy (SET)$15
Emergency Services$150
Urgently Needed Services$65
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$150
Worldwide Emergency Transportation20% coinsurance
Partial Hospitalization Program$190
Intensive Outpatient Program (IOP)$190
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$10
Occupational Therapy Services$10
Physician Specialist Services$10
Podiatry Services$10
Other Health Care Professional Services$0-$10
Physical Therapy & Speech-Language Pathology$10
Additional Telehealth Services (Part B)$0-$10
Opioid Treatment Program Services$10
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$150
Laboratory Services0%-20% coinsurance
Radiological ServicesSee plan details
Diagnostic Radiology$0-$75
Therapeutic Radiology$85
X-Ray ServicesNo charge
Outpatient Hospital Services$0-$200
Hospital Observation Services$200 per stay
Ambulatory Surgical Center (ASC)$0-$200
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$10
Substance Abuse — Group Sessions$10
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Dental — Other Preventive ServicesNo charge
Ground Ambulance$250
Air Ambulance20% coinsurance
Non-Emergency Transportation — Health FacilityNo charge
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Diabetic Monitors0%-20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$10
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Vision — Eye Exams$0-$10
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — Exams$10
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$399-$1,800
Hearing — OTC Hearing Aids$399
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Maxillofacial ProstheticsNo charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — OrthodonticsNo charge
Dental — Adjunctive General ServicesNo charge
Psychiatric ServicesSee plan details
Psychiatric Services — Group Sessions$10

Service area

  • TX: 4 counties

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