UPMC for Life HMO Premier Rx (HMO)

UPMC HEALTH PLAN, INC. · 2026 plan year

Plan ID H3907-059-001

HMO★ 4.5 CMS Stars
MOOP (in-network)
$6,000
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H3907-059-001
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$350/yr
Also owed
Your Medicare Part B premium, paid separately

More UPMC HEALTH PLAN, INC. plans in PA

Benefits & cost sharing

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$50
Inpatient Hospital — AcuteTier 1: $140/day for days 1–7, $0 after; Tier 2: $165/day for days 1–7, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$165/day for days 1–7, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$35
Mental Health — Group Sessions$35
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Hearing — Prescription Hearing AidsSee plan details
Primary Care Physician ServicesNo charge
Skilled Nursing Facility (SNF)$10/day for days 1–20, $218/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Emergency Services$130
Urgently Needed Services$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Worldwide Emergency Transportation$270
Partial Hospitalization ProgramNo charge
Intensive Outpatient Program (IOP)No charge
Home Health ServicesNo charge
Medical Supplies20% coinsurance
Chiropractic Services$15
Occupational Therapy Services$35
Physician Specialist Services$35
Podiatry Services$35
Podiatry Services$35
Other Health Care Professional Services$35
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$35
Psychiatric Services — Group Sessions$35
Physical Therapy & Speech-Language Pathology$35
Additional Telehealth Services (Part B)$0-$35
Opioid Treatment Program Services$35
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$180
Therapeutic Radiology$55
X-Ray Services$25
Outpatient Hospital Services$210-$325
Hospital Observation Services$325 per stay
Ambulatory Surgical Center (ASC)$210-$325
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$35
Substance Abuse — Group Sessions$35
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$50-$270
Air Ambulance$270
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Smoking & Tobacco Cessation CounselingNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Home & Bathroom Safety DevicesNo charge
Counseling ServicesNo charge
In-Home Safety AssessmentNo charge
Caregiver Support ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$35
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services50% coinsurance
Dental — Endodontics (Root Canal)50% coinsurance
Dental — Periodontics (Gum Care)50% coinsurance
Dental — Removable Prosthodontics (Dentures)50% coinsurance
Dental — Fixed Prosthodontics (Bridges)50% coinsurance
Dental — Oral & Maxillofacial Surgery50% coinsurance
Vision — Eye Exams$35
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — Other Eye ServicesNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyewear UpgradesNo charge
Hearing — Exams$35
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Diabetic Supplies & ServicesSee plan details
Medicare-Covered Preventive ServicesSee plan details
Hearing — Hearing Aids (All Types)$690-$1,890

Service area

  • PA: 14 counties

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