Bronze Value 1814 (High Value Network Savings, Open Access)

Health First Commercial Plans, Inc. · 2026 plan year

Expanded BronzeHSA eligible
Ind. deductible
$9,800
Family deductible
$19,600
Ind. OOP max
$10,000
Family OOP max
$20,000

More Health First Commercial Plans, Inc. plans in FL

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$100.00

Specialist

BenefitIn-network
Specialist Visit40.00% Coinsurance after deductible

Hospital

BenefitIn-network
Emergency Room Services40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services40.00% Coinsurance after deductible
Urgent Care Centers or Facilities40.00% Coinsurance after deductible

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Non-Preferred Brand Drugs45.00% Coinsurance after deductible
Preferred Brand Drugs35.00% Coinsurance after deductible
Preferred Generic Drugs$3.00
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental Health Office Visit40.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services40.00% Coinsurance after deductible

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental40.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing40.00% Coinsurance after deductible
Anesthesia Services for Dental Care40.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNo charge
Cardiac and Pulmonary Rehabilitation40.00% Coinsurance after deductible
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care40.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care40.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes EducationNo charge
Dialysis40.00% Coinsurance after deductible
Durable Medical Equipment40.00% Coinsurance after deductible
Emergency Transportation/Ambulance40.00% Coinsurance after deductible
Enteral/Parenteral and Oral Nutrition Therapy40.00% Coinsurance after deductible
Eye Glasses for AdultNot covered
Eye Glasses for ChildrenNo charge
Genetic Testing Lab Services40.00% Coinsurance after deductible
Habilitation Services40.00% Coinsurance after deductible
Hearing AidsNot covered
Home Health Care Services40.00% Coinsurance after deductible
Hospice Services40.00% Coinsurance after deductible
Hyperbaric Oxygen Therapy40.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)40.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services40.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services40.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNo charge
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNo charge
Osteoporosis Treatment40.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$100.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)40.00% Coinsurance after deductible
Outpatient Observation40.00% Coinsurance after deductible
Outpatient Rehabilitation Services40.00% Coinsurance after deductible
Partial Hospitalization40.00% Coinsurance after deductible
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices40.00% Coinsurance after deductible
Radiation40.00% Coinsurance after deductible
Reconstructive Surgery40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy40.00% Coinsurance after deductible
Rehabilitative Speech Therapy40.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care40.00% Coinsurance after deductible
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services40.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services40.00% Coinsurance after deductible
Substance Abuse Office Visit40.00% Coinsurance after deductible
Transplant40.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders40.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging40.00% Coinsurance after deductible

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