Capital Blue Cross Enhanced (PPO)

CAPITAL ADVANTAGE INSURANCE COMPANY · 2026 plan year

Plan ID H3923-046-003

Local PPO★ 4.5 CMS Stars
MOOP (in-network)
$6,800
MOOP (combined)
$6,800
Monthly premium
$22/mo
Part C $0 + Part D $22, before Extra Help
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H3923-046-003
Medical deductible
$0 — no deductible
Part D premium
$22/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$275/yr
Also owed
Your Medicare Part B premium, paid separately

Other segments for this plan:

More CAPITAL ADVANTAGE INSURANCE COMPANY plans in PA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$110/day for days 1–4, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$110/day for days 1–4, $0 after
Worldwide Urgent Care Coverage$30

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$15
Mental Health — Group Sessions$15
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Skilled Nursing Facility (SNF)$0/day for days 1–20, $215/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$10
Intensive Cardiac Rehabilitation — Additional Sessions$10
Emergency Services$115
Urgently Needed Services$30
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$115
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Occupational Therapy Services$10
Physician Specialist Services$15
Podiatry Services$15
Podiatry Services$15
Other Health Care Professional Services$15
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$15
Psychiatric Services — Group Sessions$15
Physical Therapy & Speech-Language Pathology$10
Additional Telehealth Services (Part B)$0-$15
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$225
Therapeutic Radiology20% coinsurance
X-Ray Services$15
Outpatient Hospital Services$0-$425
Hospital Observation Services$250 per stay
Ambulatory Surgical Center (ASC)$0-$325
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$15
Substance Abuse — Group Sessions$15
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$150
Air Ambulance$150
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Digital Rectal ExamsNo charge
Annual Physical ExamNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Medical Nutrition TherapyNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$15
Dental — PreventiveNo charge per office visit (combined preventive services)
Dental — Oral ExamsSee plan details
Dental — X-RaysSee plan details
Dental — Diagnostic Services50% coinsurance
Dental — Prophylaxis (Cleaning)See plan details
Dental — Fluoride TreatmentSee plan details
Dental — ComprehensiveSee plan details
Dental — Restorative Services50% coinsurance
Dental — Endodontics (Root Canal)50% coinsurance
Dental — Periodontics (Gum Care)50% coinsurance
Dental — Removable Prosthodontics (Dentures)50% coinsurance
Dental — Fixed Prosthodontics (Bridges)50% coinsurance
Dental — Oral & Maxillofacial Surgery50% coinsurance
Dental — Adjunctive General Services50% coinsurance
Vision — Eye Exams$0-$15
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$15
Hearing — ExamsSee plan details
Hearing — OTC Hearing Aids$499
Supervised Exercise Therapy (SET)$10
Pulmonary Rehabilitation — Additional Sessions$10
Vision — Eye ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$499-$999

Service area

  • PA: 4 counties

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