Geisinger Gold Preferred Basic/Deluxe (+) EGWP (PPO)

GEISINGER INDEMNITY INSURANCE COMPANY · 2026 plan year

Plan ID H3924-805-000

Local PPO★ 4.5 CMS StarsNew for 2026Employer group plan
MOOP (in-network)
$8,000
MOOP (combined)
$8,000
Monthly premium
Not published
CMS publishes no consumer premium for this plan
Prescription drugs
Included

Offered only through an employer or union retiree plan; premiums are set by the group.

This plan in 2027

Plan information

Contract / Plan / Segment
H3924-805-000
Medical deductible
$0 — no deductible

More GEISINGER INDEMNITY INSURANCE COMPANY plans in PA

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — AcuteOriginal Medicare cost sharing
Inpatient Hospital — PsychiatricOriginal Medicare cost sharing

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions20% coinsurance
Mental Health — Group Sessions20% coinsurance

Other

BenefitIn-network
Outpatient Substance Abuse ServicesSee plan details
Ambulance ServicesSee plan details
Dental — Medicare-Covered Services$35
Vision — Eye Exams20% coinsurance
Vision — Eyewear20% coinsurance
Hearing — Exams20% coinsurance
Radiological ServicesSee plan details
Skilled Nursing Facility (SNF)Original Medicare cost sharing
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions20% coinsurance
Intensive Cardiac Rehabilitation — Additional Sessions20% coinsurance
Pulmonary Rehabilitation — Additional Sessions20% coinsurance
Supervised Exercise Therapy (SET)20% coinsurance
Emergency Services20% coinsurance (max $115)
Urgently Needed Services20% coinsurance (max $40)
Partial Hospitalization Program20% coinsurance
Intensive Outpatient Program (IOP)20% coinsurance
Home Health ServicesNo charge
Primary Care Physician Services20% coinsurance
Chiropractic Services20% coinsurance
Occupational Therapy Services20% coinsurance
Physician Specialist Services20% coinsurance
Podiatry Services20% coinsurance
Other Health Care Professional Services20% coinsurance
Psychiatric ServicesSee plan details
Welcome to Medicare EKGNo charge
Psychiatric Services — Individual Sessions$10
Psychiatric Services — Group Sessions$5
Physical Therapy & Speech-Language Pathology$35
Additional Telehealth Services (Part B)$0-$35
Opioid Treatment Program Services20% coinsurance
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$20
Laboratory Services$20
Diagnostic Radiology$40-$290
Therapeutic Radiology$40-$60
X-Ray Services$40
Outpatient Hospital Services$0-$350
Hospital Observation Services$0-$350/day
Ambulatory Surgical Center (ASC)$0-$350
Substance Abuse — Individual Sessions$10
Substance Abuse — Group Sessions$5
Outpatient Blood ServicesNo charge
Ground Ambulance$275
Air Ambulance$275
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services10%-20% coinsurance
Medicare-Covered Preventive ServicesSee plan details
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Diabetic Supplies0%-20% coinsurance

Service area

  • PA: 67 counties

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