Medicare Plus Blue Vitality (PPO)

BCBS OF MICHIGAN MUTUAL INSURANCE COMPANY · 2026 plan year

Plan ID H9572-002-006

Local PPO★ 4.5 CMS Stars
MOOP (in-network)
$5,000
MOOP (combined)
$6,700
Monthly premium
$84.70/mo
Part C $57 + Part D $27.70, before Extra Help
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H9572-002-006
Medical deductible
$0 — no deductible
Part D premium
$27.70/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More BCBS OF MICHIGAN MUTUAL INSURANCE COMPANY plans in MI

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$30

Hospital

BenefitIn-network
Inpatient Hospital — Acute$250/day for days 1–7, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$250/day for days 1–7, $0 after
Worldwide Urgent Care Coverage$50

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$20
Mental Health — Group Sessions$20
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Cardiac Rehabilitation — Additional Sessions$15
Intensive Cardiac Rehabilitation — Additional Sessions$15
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Pulmonary Rehabilitation — Additional Sessions$10
Supervised Exercise Therapy (SET)$15
Urgently Needed Services$0-$50
Emergency Services$130
Diagnostic Tests & Lab ServicesSee plan details
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Worldwide Emergency Transportation$325
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Chiropractic — Other Services$35
Occupational Therapy Services$40
Physician Specialist Services$30
Podiatry Services$30
Other Health Care Professional Services$0-$35
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$20
Psychiatric Services — Group Sessions$20
Physical Therapy & Speech-Language Pathology$40
Additional Telehealth Services (Part B)No charge
Opioid Treatment Program ServicesNo charge
Diagnostic Procedures & Tests$0-$150
Laboratory Services$0-$40
Radiological ServicesSee plan details
Diagnostic Radiology$100-$150
Therapeutic Radiology$35
X-Ray Services$35-$150
Outpatient Hospital Services$150-$220
Hospital Observation Services$130 per stay
Ambulatory Surgical Center (ASC)$0-$125
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$30
Substance Abuse — Group Sessions$30
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$325
Air Ambulance$325
Durable Medical Equipment (DME)0%-20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & InsertsNo charge
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Other Supplemental Benefit$20
Diabetes Self-Management TrainingNo charge
Other Supplemental Benefit$90
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Smoking & Tobacco Cessation CounselingNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$0-$30
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Vision — Eye Exams$0-$30
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Hearing — Exams$0-$30
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$495-$1,695

Service area

  • MI: 4 counties

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